Hi- I am getting started in rental investments the Denver-Boulder area and I am looking for an insurance agent here in the area for help with Landlord Insurance. Prefer a local agent if possible.
Rental Property Investor · Denver, CO · Member since 2013 · 4k+ posts · 2k+ votes
2y
@Ted Usatynski your best bet is to find an independent agent (via google). This means not State Farm or other brand with agents who can only sell you their brand of product (captive agents is what they are called). I have found independent agents work well for the first few properties, especially if they are 4 units or smaller. Once you get into a multiunit property (5+) then you should ask your real estate agent or other investors for a referral. You can then compare quotes from the independent agent with the others. The most important thing is to make sure you are comparing apples to apples. For my small properties Safeco (I think they are now owned by Liberty Mutual) is the insurer with the best rates so find an agent that can quote you them.
I am a local real estate agent in Colorado Springs and I recommend all of my clients and colleagues to use Isela Owens. She can shop several companies to find you the best deal for your situation. Tell her Brian sent you!