Canadian Seeking US Lender - Refi and Purchase

Kansas City, Kansas
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Canadian Seeking US Lender - Refi and Purchase

Maciej LukasikPro Member
Member since 2024 · 6 posts · 0 votes

Hi Everyone,
I am a Canadian citizen, non-resident foreign national. I have both an EIN and ITIN in place. Do any of you have any lenders that work with Canadians? I have worked with Express Capital in the past, but looking at other options. I have a 4plex that I am looking to Refi, and also seeking financing on a multifamily/commercial property in the near future.

Thanks

Maciej

0Reply
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  • Andrew Zamboroski
    Lender · Member since 2021 · 495 posts · 130 votes
    2y
    Quote from @Maciej Lukasik:

    Hi Everyone,
    I am a Canadian citizen, non-resident foreign national. I have both an EIN and ITIN in place. Do any of you have any lenders that work with Canadians? I have worked with Express Capital in the past, but looking at other options. I have a 4plex that I am looking to Refi, and also seeking financing on a multifamily/commercial property in the near future.

    Thanks

    Maciej


    Good morning! We can likely help and do the loan with you being a foreign national. However, it is at a reduced ltv. Happy to connect to see how best we can help.


    Andrew

    0Reply
  • Brittany MinocchiBusiness Member
    Lender · Massillon, OH · Member since 2022 · 1k+ posts · 486 votes
    2y

    Hey Maciej - 

    There are programs out there for foreign nationals depending on the scenario. Happy to discuss and dig into things further if you'd like to reach out!

    [email protected]330-354-6590
    Brittany Minocchi - Barrett Financial Group, LLC522 Reviews
    View Page
    0Reply
  • Maciej LukasikPro Member
    OP
    Member since 2024 · 6 posts · 0 votes
    2y
    Quote from @Brittany Minocchi:

    Hey Maciej - 

    There are programs out there for foreign nationals depending on the scenario. Happy to discuss and dig into things further if you'd like to reach out!


    Brenda,
    I'd be glad to connect and review my options. My email is maciejlukasik@hotmail. Let me know what you'd need from my end to review.

    Thanks
    Maciej
    0Reply
  • Maciej LukasikPro Member
    OP
    Member since 2024 · 6 posts · 0 votes
    2y
    Quote from @Maciej Lukasik:
    Quote from @Brittany Minocchi:

    Hey Maciej - 

    There are programs out there for foreign nationals depending on the scenario. Happy to discuss and dig into things further if you'd like to reach out!


    Brenda,
    I'd be glad to connect and review my options. My email is maciejlukasik@hotmail. Let me know what you'd need from my end to review.

    Thanks
    Maciej

    Oops, when I said Brenda I meant Brittany. Sorry.
    Maciej
    0Reply
  • Maciej LukasikPro Member
    OP
    Member since 2024 · 6 posts · 0 votes
    2y
    Quote from @Andrew Zamboroski:
    Quote from @Maciej Lukasik:

    Hi Everyone,
    I am a Canadian citizen, non-resident foreign national. I have both an EIN and ITIN in place. Do any of you have any lenders that work with Canadians? I have worked with Express Capital in the past, but looking at other options. I have a 4plex that I am looking to Refi, and also seeking financing on a multifamily/commercial property in the near future.

    Thanks

    Maciej


    Good morning! We can likely help and do the loan with you being a foreign national. However, it is at a reduced ltv. Happy to connect to see how best we can help.


    Andrew


    What's the best way to connect with you?
    0Reply
  • Jackson Ebersole
    Member since 2024 · 84 posts · 48 votes
    2y

    Hi Maciej,

    Many lenders won't require you to have a visa to invest in the US as you are Canadian. It is different for other nationalities but you should have no problems. If you don't have a FICO score you might be require to post some interest reserves at closing to mitigate risk but you should be fine. 

    Please reach out and I can probably help you with that. 

    Regards,

    Jackson

    0Reply
  • Giuseppe PavonePro Member
    Specialist · Orlando, FL · Member since 2015 · 183 posts · 83 votes
    2y

    Have you tried reaching out to the US branches of Canadian banks?  I just did a quick search of RBC US website which states they'll finance a 4-unit.

    0Reply
  • Andrew Zamboroski
    Lender · Member since 2021 · 495 posts · 130 votes
    2y
    Quote from @Maciej Lukasik:
    Quote from @Andrew Zamboroski:
    Quote from @Maciej Lukasik:

    Hi Everyone,
    I am a Canadian citizen, non-resident foreign national. I have both an EIN and ITIN in place. Do any of you have any lenders that work with Canadians? I have worked with Express Capital in the past, but looking at other options. I have a 4plex that I am looking to Refi, and also seeking financing on a multifamily/commercial property in the near future.

    Thanks

    Maciej


    Good morning! We can likely help and do the loan with you being a foreign national. However, it is at a reduced ltv. Happy to connect to see how best we can help.


    Andrew


    What's the best way to connect with you?
    Feel free to give us a call or fill out our info form!

    www.modernmortgagemi.com/commercial
    0Reply
  • Givo Aghasi
    Lender · Los Angeles, CA · Member since 2022 · 238 posts · 73 votes
    2y

    Hi @Maciej Lukasik I can help foreign investors with no US credit purchase or refinance investor 1-4 or commercial properties at a lower LTV. We have to close using an entity. Happy to connect!

    0Reply
  • Simmy AhluwaliaPro Member
    Lender · Atlanta, GA · Member since 2015 · 1k+ posts · 200 votes
    2y

    @Maciej Lukasik - we finance a good bit of Foreign Nationals.  If you are seeking another quote, we can provide one.

    0Reply
  • Maciej LukasikPro Member
    OP
    Member since 2024 · 6 posts · 0 votes
    1y
    Quote from @Givo Aghasi:

    Hi @Maciej Lukasik I can help foreign investors with no US credit purchase or refinance investor 1-4 or commercial properties at a lower LTV. We have to close using an entity. Happy to connect!


    Hi Givo,
    Whats' the best way to connect with you?

    Thanks
    Maciej
    0Reply
  • Maciej LukasikPro Member
    OP
    Member since 2024 · 6 posts · 0 votes
    1y
    Quote from @Simmy Ahluwalia:

    @Maciej Lukasik - we finance a good bit of Foreign Nationals.  If you are seeking another quote, we can provide one.


    Simmy,

    What's the best way to connect with you?

    Thanks

    Maciej

    0Reply
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