Need a DSCR Loan? Let's Talk

[Joyce Ann Magallanes]

Looking to finance a rental property with a DSCR loan? As an investor-friendly private lender, I offer flexible DSCR loans that might fit your needs. Here's an overview of what you can expect in our program:

• Competitive rates: DSCR loan rates starting at 6.25%* for qualified borrowers.

• High leverage: Up to 80% LTV financing on purchases and refinances.

• Long-term stability: 30-year fixed terms (fully amortizing) available, so you can lock in your rate long-term.

• Flexible options: ARM loans (5/1 and 7/1) available if you prefer a lower rate for the initial years.

• No hefty prepay penalties: No prepayment penalty after year 3 – refinance or sell after 36 months with no extra cost.

• Interest-only option: Interest-only payments available (great for maximizing cash flow in the early years).

• Property types: Eligible for 1-4 unit rentals (single-family homes, duplexes, triplexes, fourplexes), condos, and etc.

Investors helping investors: I know how important it is to get solid financing for your deals. If you’re curious what terms you might qualify for or want to run a scenario by me, feel free to message or reply here on BiggerPockets. Let’s see how we can help you scale your portfolio!

Disclaimer: Rates and terms are subject to change and qualification. Investment properties only. Not an offer to extend consumer credit; all loans subject to final approval.