Looking for a Non Conforming Loan
Howdy...
We are looking for a non-conforming lender to purchase a home. We have 20+ doors, excellent income and credit. However, our DTI is hovering around 51%: but our residual income in more than 4x what the new mortgage would be with what we are putting down. The Fannie/Freddie folks are not going to work for us... we also have a STVR, which they are trying to not use in the calculations...
All suggestions are appreciated.