I'm looking for a private lender for a short-term real estate loan.
Deal Overview
• Property located in Toledo, Ohio • Property is owned free and clear (no mortgage) • Current value approximately $45,000 • After-repair value estimated around $80k–$85k
I’m seeking a $15,000 loan to cover minor repairs and holding costs before listing the property for sale.
Loan Terms
• Loan Amount: $15,000 • Term: 3–6 months • Repayment: $18,000 at closing • Security: Lien recorded on the property
The plan is to complete minor repairs and list the home shortly after. The property will be sold and the loan repaid in full at closing.
This is a low loan-to-value deal (~33%) with the property owned outright.
If interested, feel free to message me and I can provide additional details about the property and timeline.
Hi — Toledo is my home market. I work with several private capital sources that fund short-term real estate deals.
If you can share a few details (photos, repair scope, and confirmation the property is free and clear), I may be able to help connect you with the right lender.
As a savvy real estate investor you know the importance of having a ready source of investment capital. It is an ongoing challenge for even the most experienced of investors. This is where I can help.
My name is Michael S. McCoy. I am an Independent Private Money Broker and I have access to the investment capital you want and need. I work directly with multiple lending sources to get you the best deal so you can focus your time and effort on your investments.
I specialize in “fix & flip” funding, and also helping investors leverage their current free and clear or high equity investment property to reinvest through cross collateralization.
Contact me today directly at 4802275033 or via email at [email protected] so I can help you with your investment capital needs. Or you can contact me by going to my website and filling out a contact form @ mandcip.com .
Yours in Success,
Michael S. McCoy
Independent Private Money Broker
PS. I can help with all of your investment capital needs. Just call me today and let’s talk about what we can do together.
Honestly for that small amount, you would probably be better off with a personal loan if you have decent credit. You will pay less on it in fees or closing. Also many lenders have a minimum of 30-50K on loans. Feel free to reach out if you have any other upcoming deals.