100% Financing for Fix & Flip — For the Right Deals

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100% Financing for Fix & Flip — For the Right Deals

Joyce Ann MagallanesBusiness Member
Lender · NY · Member since 2025 · 556 posts · 23 votes

More leverage is starting to come back for experienced investors.

We’re seeing scenarios where up to 100% of project costs may be covered, depending on the deal and track record.

A few key points:

  • Up to 100% financing available for highly experienced investors*
  • Minimum FICO starting at 720 for highest leverage tiers
  • Loan amounts up to $800K ($1M in select markets)
  • Experience based on completed rehabs within the last 3 years, regardless of state

This isn’t for every deal — but for the right scenario, it can significantly reduce cash needed upfront.

If you’re working on a flip and want to see how it could be structured, feel free to share the details.

If it fits, we can outline terms and provide a term sheet + proof of funds.

*All terms, rates, leverage, appraisal waivers, and structural options are subject to credit review, property eligibility, and final underwriting approval. Not all borrowers or properties will qualify. Investment properties only. Some programs are available in selected states only.

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