Assumable Mortgage Listings California
Member since 2026 · 230 posts · 34 votes
Posting active assumable listings in San Diego and Central Valley as they come available. Low assumable rates, sourced directly from public records — not on the MLS.
If you're looking to take over a low-rate mortgage and skip today's high rates, drop a comment or reach out directly.
Josiah Garcia | Real Broker
CA DRE #02128093
📞 559-977-2596
Posting active assumable listings in San Diego and Central Valley as they come available. Low assumable rates, sourced directly from public records — not on the MLS.
If you're looking to take over a low-rate mortgage and skip today's high rates, drop a comment or reach out directly.
Josiah Garcia | Real Broker
CA DRE #02128093
📞 559-977-2596
🔥 2.68% Assumable Mortgage — Oceanside, CA
📍 1214 S Ditmar St Oceanside, Ca 92054
🛏 4 Beds | 🛁 2 Bath | 📐 — sqft
💰 $1,695,000 Purchase Price
💳 $7,731/mo estimated payment
⬇️ $443,169 to assume
This is an active assumable listing — the seller's low-rate loan transfers directly to the buyer. No need to take out a new mortgage at today's rates.
Interested? DM me or reach out directly:
Josiah Garcia | Real Broker
CA DRE #02128093
📞 559-977-2596
Posting active assumable listings in San Diego and Central Valley as they come available. Low assumable rates, sourced directly from public records — not on the MLS.
If you're looking to take over a low-rate mortgage and skip today's high rates, drop a comment or reach out directly.
Josiah Garcia | Real Broker
CA DRE #02128093
📞 559-977-2596
🔥 6.17% Assumable Mortgage — Oceanside, CA
📍 3755 Vis Campana N # 11 Oceanside, Ca 92057
🛏 3 Beds | 🛁 2 Bath | 📐 1,291 sqft
💰 $545,000 Purchase Price
💳 $4,499/mo estimated payment
⬇️ $64,219 to assume
This is an active assumable listing — the seller's low-rate loan transfers directly to the buyer. No need to take out a new mortgage at today's rates.
Interested? DM me or reach out directly:
Josiah Garcia | Real Broker
CA DRE #02128093
📞 559-977-2596
Posting active assumable listings in San Diego and Central Valley as they come available. Low assumable rates, sourced directly from public records — not on the MLS.
If you're looking to take over a low-rate mortgage and skip today's high rates, drop a comment or reach out directly.
Josiah Garcia | Real Broker
CA DRE #02128093
📞 559-977-2596
🔥 6.31% Assumable Mortgage — Oceanside, CA
📍 5037 Los Morros Way # 70 Oceanside, Ca 92057
🛏 2 Beds | 🛁 2 Bath | 📐 900 sqft
💰 $459,000 Purchase Price
💳 $3,893/mo estimated payment
⬇️ $27,017 to assume
This is an active assumable listing — the seller's low-rate loan transfers directly to the buyer. No need to take out a new mortgage at today's rates.
Interested? DM me or reach out directly:
Josiah Garcia | Real Broker
CA DRE #02128093
📞 559-977-2596
Posting active assumable listings in San Diego and Central Valley as they come available. Low assumable rates, sourced directly from public records — not on the MLS.
If you're looking to take over a low-rate mortgage and skip today's high rates, drop a comment or reach out directly.
Josiah Garcia | Real Broker
CA DRE #02128093
📞 559-977-2596
🔥 6.22% Assumable Mortgage — San Diego, CA
📍 6873 Airoso Ave San Diego, Ca 92120
🛏 3 Beds | 🛁 2 Bath | 📐 1,368 sqft
💰 $1,055,000 Purchase Price
💳 $7,281/mo estimated payment
⬇️ $89,005 to assume
This is an active assumable listing — the seller's low-rate loan transfers directly to the buyer. No need to take out a new mortgage at today's rates.
Interested? DM me or reach out directly:
Josiah Garcia | Real Broker
CA DRE #02128093
📞 559-977-2596
Posting active assumable listings in San Diego and Central Valley as they come available. Low assumable rates, sourced directly from public records — not on the MLS.
If you're looking to take over a low-rate mortgage and skip today's high rates, drop a comment or reach out directly.
Josiah Garcia | Real Broker
CA DRE #02128093
📞 559-977-2596
🔥 6.03% Assumable Mortgage — Ramona, CA
📍 23601 Barrego Way Ramona, Ca 92065
🛏 4 Beds | 🛁 2 Bath | 📐 1,679 sqft
💰 $814,900 Purchase Price
💳 $5,537/mo estimated payment
⬇️ $181,080 to assume
This is an active assumable listing — the seller's low-rate loan transfers directly to the buyer. No need to take out a new mortgage at today's rates.
Interested? DM me or reach out directly:
Josiah Garcia | Real Broker
CA DRE #02128093
📞 559-977-2596
Posting active assumable listings in San Diego and Central Valley as they come available. Low assumable rates, sourced directly from public records — not on the MLS.
If you're looking to take over a low-rate mortgage and skip today's high rates, drop a comment or reach out directly.
Josiah Garcia | Real Broker
CA DRE #02128093
📞 559-977-2596
🔥 2.97% Assumable Mortgage — Chula Vista, CA
📍 1811 Mattero Ave Chula Vista, Ca 91913
🛏 5 Beds | 🛁 4 Bath | 📐 2,896 sqft
💰 $1,129,000 Purchase Price
💳 $5,263/mo estimated payment
⬇️ $301,273 to assume
This is an active assumable listing — the seller's low-rate loan transfers directly to the buyer. No need to take out a new mortgage at today's rates.
Interested? DM me or reach out directly:
Josiah Garcia | Real Broker
CA DRE #02128093
📞 559-977-2596
Posting active assumable listings in San Diego and Central Valley as they come available. Low assumable rates, sourced directly from public records — not on the MLS.
If you're looking to take over a low-rate mortgage and skip today's high rates, drop a comment or reach out directly.
Josiah Garcia | Real Broker
CA DRE #02128093
📞 559-977-2596
🔥 2.93% Assumable Mortgage — San Diego, CA
📍 6476 Cll Pavana San Diego, Ca 92139
🛏 4 Beds | 🛁 3 Bath | 📐 1,480 sqft
💰 $849,000 Purchase Price
💳 $3,524/mo estimated payment
⬇️ $318,712 to assume
This is an active assumable listing — the seller's low-rate loan transfers directly to the buyer. No need to take out a new mortgage at today's rates.
Interested? DM me or reach out directly:
Josiah Garcia | Real Broker
CA DRE #02128093
📞 559-977-2596
Posting active assumable listings in San Diego and Central Valley as they come available. Low assumable rates, sourced directly from public records — not on the MLS.
If you're looking to take over a low-rate mortgage and skip today's high rates, drop a comment or reach out directly.
Josiah Garcia | Real Broker
CA DRE #02128093
📞 559-977-2596
🔥 3.24% Assumable Mortgage — San Diego, CA
📍 5208 Surfwalk Way # 152 San Diego, Ca 92154
🛏 4 Beds | 🛁 3 Bath | 📐 1,696 sqft
💰 $660,000 Purchase Price
💳 $3,581/mo estimated payment
⬇️ $231,960 to assume
This is an active assumable listing — the seller's low-rate loan transfers directly to the buyer. No need to take out a new mortgage at today's rates.
Interested? DM me or reach out directly:
Josiah Garcia | Real Broker
CA DRE #02128093
📞 559-977-2596
Posting active assumable listings in San Diego and Central Valley as they come available. Low assumable rates, sourced directly from public records — not on the MLS.
If you're looking to take over a low-rate mortgage and skip today's high rates, drop a comment or reach out directly.
Josiah Garcia | Real Broker
CA DRE #02128093
📞 559-977-2596
🔥 3.97% Assumable Mortgage — La Mesa, CA
📍 3452 Trophy Dr La Mesa, Ca 91941
🛏 3 Beds | 🛁 1 Bath | 📐 1,068 sqft
💰 $724,999 Purchase Price
💳 $4,199/mo estimated payment
⬇️ $187,979 to assume
This is an active assumable listing — the seller's low-rate loan transfers directly to the buyer. No need to take out a new mortgage at today's rates.
Interested? DM me or reach out directly:
Josiah Garcia | Real Broker
CA DRE #02128093
📞 559-977-2596
Posting active assumable listings in San Diego and Central Valley as they come available. Low assumable rates, sourced directly from public records — not on the MLS.
If you're looking to take over a low-rate mortgage and skip today's high rates, drop a comment or reach out directly.
Josiah Garcia | Real Broker
CA DRE #02128093
📞 559-977-2596
🔥 2.51% Assumable Mortgage — Escondido, CA
📍 2351 Stewart Pl Escondido, Ca 92027
🛏 5 Beds | 🛁 3 Bath | 📐 2,333 sqft
💰 $935,000 Purchase Price
💳 $2,991/mo estimated payment
⬇️ $521,033 to assume
This is an active assumable listing — the seller's low-rate loan transfers directly to the buyer. No need to take out a new mortgage at today's rates.
Interested? DM me or reach out directly:
Josiah Garcia | Real Broker
CA DRE #02128093
📞 559-977-2596
Posting active assumable listings in San Diego and Central Valley as they come available. Low assumable rates, sourced directly from public records — not on the MLS.
If you're looking to take over a low-rate mortgage and skip today's high rates, drop a comment or reach out directly.
Josiah Garcia | Real Broker
CA DRE #02128093
📞 559-977-2596
🔥 2.96% Assumable Mortgage — Spring Valley, CA
📍 1628 Presioca St # 23 Spring Valley, Ca 91977
🛏 2 Beds | 🛁 2 Bath | 📐 930 sqft
💰 $420,000 Purchase Price
💳 $2,043/mo estimated payment
⬇️ $180,533 to assume
This is an active assumable listing — the seller's low-rate loan transfers directly to the buyer. No need to take out a new mortgage at today's rates.
Interested? DM me or reach out directly:
Josiah Garcia | Real Broker
CA DRE #02128093
📞 559-977-2596
Posting active assumable listings in San Diego and Central Valley as they come available. Low assumable rates, sourced directly from public records — not on the MLS.
If you're looking to take over a low-rate mortgage and skip today's high rates, drop a comment or reach out directly.
Josiah Garcia | Real Broker
CA DRE #02128093
📞 559-977-2596
🔥 2.48% Assumable Mortgage — Carlsbad, CA
📍 3316 Campo Azul Ct Carlsbad, Ca 92010
🛏 3 Beds | 🛁 3 Bath | 📐 1,420 sqft
💰 $889,000 Purchase Price
💳 $3,726/mo estimated payment
⬇️ $413,756 to assume
This is an active assumable listing — the seller's low-rate loan transfers directly to the buyer. No need to take out a new mortgage at today's rates.
Interested? DM me or reach out directly:
Josiah Garcia | Real Broker
CA DRE #02128093
📞 559-977-2596
Posting active assumable listings in San Diego and Central Valley as they come available. Low assumable rates, sourced directly from public records — not on the MLS.
If you're looking to take over a low-rate mortgage and skip today's high rates, drop a comment or reach out directly.
Josiah Garcia | Real Broker
CA DRE #02128093
📞 559-977-2596
🔥 2.97% Assumable Mortgage — Chula Vista, CA
📍 1961 Petaluma Dr Chula Vista, Ca 91913
🛏 5 Beds | 🛁 4 Bath | 📐 2,102 sqft
💰 $1,090,000 Purchase Price
💳 $4,751/mo estimated payment
⬇️ $428,823 to assume
This is an active assumable listing — the seller's low-rate loan transfers directly to the buyer. No need to take out a new mortgage at today's rates.
Interested? DM me or reach out directly:
Josiah Garcia | Real Broker
CA DRE #02128093
📞 559-977-2596
Posting active assumable listings in San Diego and Central Valley as they come available. Low assumable rates, sourced directly from public records — not on the MLS.
If you're looking to take over a low-rate mortgage and skip today's high rates, drop a comment or reach out directly.
Josiah Garcia | Real Broker
CA DRE #02128093
📞 559-977-2596
🔥 2.87% Assumable Mortgage — Oceanside, CA
📍 5133 Andrew Jackson St Oceanside, Ca 92057
🛏 3 Beds | 🛁 2 Bath | 📐 1,457 sqft
💰 $839,000 Purchase Price
💳 $3,127/mo estimated payment
⬇️ $385,202 to assume
This is an active assumable listing — the seller's low-rate loan transfers directly to the buyer. No need to take out a new mortgage at today's rates.
Interested? DM me or reach out directly:
Josiah Garcia | Real Broker
CA DRE #02128093
📞 559-977-2596
Posting active assumable listings in San Diego and Central Valley as they come available. Low assumable rates, sourced directly from public records — not on the MLS.
If you're looking to take over a low-rate mortgage and skip today's high rates, drop a comment or reach out directly.
Josiah Garcia | Real Broker
CA DRE #02128093
📞 559-977-2596
🔥 2.46% Assumable Mortgage — Valley Center, CA
📍 14217 Merion Cir Valley Center, Ca 92082
🛏 5 Beds | 🛁 3 Bath | 📐 3,708 sqft
💰 $1,250,000 Purchase Price
💳 $4,473/mo estimated payment
⬇️ $710,346 to assume
This is an active assumable listing — the seller's low-rate loan transfers directly to the buyer. No need to take out a new mortgage at today's rates.
Interested? DM me or reach out directly:
Josiah Garcia | Real Broker
CA DRE #02128093
📞 559-977-2596
Posting active assumable listings in San Diego and Central Valley as they come available. Low assumable rates, sourced directly from public records — not on the MLS.
If you're looking to take over a low-rate mortgage and skip today's high rates, drop a comment or reach out directly.
Josiah Garcia | Real Broker
CA DRE #02128093
📞 559-977-2596
🔥 4.37% Assumable Mortgage — Fresno, CA
📍 180 E Warner Ave Fresno, Ca 93710
🛏 4 Beds | 🛁 2 Bath | 📐 1,985 sqft
💰 $199,200 Purchase Price
💳 $1,094/mo estimated payment
⬇️ $73,434 to assume
This is an active assumable listing — the seller's low-rate loan transfers directly to the buyer. No need to take out a new mortgage at today's rates.
Interested? DM me or reach out directly:
Josiah Garcia | Real Broker
CA DRE #02128093
📞 559-977-2596
Posting active assumable listings in San Diego and Central Valley as they come available. Low assumable rates, sourced directly from public records — not on the MLS.
If you're looking to take over a low-rate mortgage and skip today's high rates, drop a comment or reach out directly.
Josiah Garcia | Real Broker
CA DRE #02128093
📞 559-977-2596
🔥 6.65% Assumable Mortgage — Fresno, CA
📍 2984 E Norwich Ave Fresno, Ca 93726
🛏 3 Beds | 🛁 2 Bath | 📐 1,248 sqft
💰 $350,000 Purchase Price
💳 $2,803/mo estimated payment
⬇️ $25,645 to assume
This is an active assumable listing — the seller's low-rate loan transfers directly to the buyer. No need to take out a new mortgage at today's rates.
Interested? DM me or reach out directly:
Josiah Garcia | Real Broker
CA DRE #02128093
📞 559-977-2596
Posting active assumable listings in San Diego and Central Valley as they come available. Low assumable rates, sourced directly from public records — not on the MLS.
If you're looking to take over a low-rate mortgage and skip today's high rates, drop a comment or reach out directly.
Josiah Garcia | Real Broker
CA DRE #02128093
📞 559-977-2596
🔥 3.20% Assumable Mortgage — Escondido, CA
📍 8975 Lawrence Welk Dr # 4 Escondido, Ca 92026
🛏 2 Beds | 🛁 2 Bath | 📐 1,280 sqft
💰 $410,000 Purchase Price
💳 $2,631/mo estimated payment
⬇️ $93,025 to assume
This is an active assumable listing — the seller's low-rate loan transfers directly to the buyer. No need to take out a new mortgage at today's rates.
Interested? DM me or reach out directly:
Josiah Garcia | Real Broker
CA DRE #02128093
📞 559-977-2596
Posting active assumable listings in San Diego and Central Valley as they come available. Low assumable rates, sourced directly from public records — not on the MLS.
If you're looking to take over a low-rate mortgage and skip today's high rates, drop a comment or reach out directly.
Josiah Garcia | Real Broker
CA DRE #02128093
📞 559-977-2596
🔥 3.20% Assumable Mortgage — Escondido, CA
📍 8975 Lawrence Welk Dr # 4 Escondido, Ca 92026
🛏 2 Beds | 🛁 2 Bath | 📐 1,280 sqft
💰 $410,000 Purchase Price
💳 $2,631/mo estimated payment
⬇️ $93,025 to assume
This is an active assumable listing — the seller's low-rate loan transfers directly to the buyer. No need to take out a new mortgage at today's rates.
Interested? DM me or reach out directly:
Josiah Garcia | Real Broker
CA DRE #02128093
📞 559-977-2596