Landlord Insurance for Property Under LLC

[Anh Le]

I just did a quit claim deed two properties from my personal name to LLC, but mortgages are still under my name. My insurance agent told me that I should have my LLC as a main insured and my name additional insured. He also told me that I should I have two properties in the same policy since they are under the same LLC (currently, only one property is with him) . Can anybody please confirm if I should do that? I'm afraid of due-on sale clause if the insurance policy is under the LLC. What is the properly way to do for insurance ?

Thank you very much for your help! 

[Allan C.]

@V.G Jason I had a lawyer review a policy under individual name with LLC noted as additional insured - he was ok with that arrangement.

If your personal name is on the loan or if the LLC is single member I understand you carry some personal litigation exposure. Your personal umbrella is the next safeguard.