What would you do with these rental applicants?
Got a trio of educated young people (25-30) applying for a large $1750 2 bedroom in a gentrifying area, just the kind of tenants I want to push the neighborhood, rather than the typical working class family of 6 that used to rent these places. Problem is one of them has a 3 year old eviction and several debt gone to collections in his report. The other 2 are a couple, he's making $63-93k (depending on bonus) and she's a full time student at a good college working part time making perhaps $10k. He's paying $1k/m in student loans with a 750 fico. They alone work out using 40x monthly or 3x yearly formulas, not counting his loans.
It's a bad season to rent and this is top dollar, responses to a beautiful recently renovated place were slow. My inclination is to put just the couple on the lease and make the deadbeat roommate their problem, and I won't be left with him alone if they leave. Thoughts?