Insurance: Landlord or Commercial policies?

[Scott F.]

Insurance: Landlord or Commercial policies?

We recently switched all our properties to a commercial policy with larger umbrellas my question is:

Do you have your residential properties insured under a Landlord policy or Commercial policy, if so what why did you choose that one?

[Jason Bott]

@Scott F. the name of the policy has no bearing on if it's the right policy or not.  A landlord policy can be a commercial policy or a personal lines policy.

It's the same as asking if you should buy a single family rental or a 1 unit building.

Focus on the coverages and disregard the name of the policy.