Do I need Insurance on house that I am renting out

[Vickie Bruce]

My mother passed away and we are renting her house out.  I just became aware that she had no insurance coverage.  Do I need to get insurance if renting it out?  Why is the insurance so expensive?

[Greg H.]

Texas law does not require the property to be insured.  However, I urge you to do so to protect your interest in the property.  You should easily be able to find a policy for less than $50-75 per month depending on the value