Dallas, TX · Member since 2014 · 650 posts · 53 votes
I had a tenant ask if, for therapeutic reason, they could buy an inflatable hot tub like the one in the link below and put it in the backyard. As i understand it, insurance doesnt insure trampolines, pools, etc from talking to my insurance provider (I'm sure you could buy something though right??).
@Alex Huynh I have a 6-person spa and it holds 500 gallons. Water typically runs around $1.50 for 1,000 gallons. A spa only needs to be filled 2-4 times a year so it's literally a cost of $3.00 - $4.000 in water use.
If your insurance company says no I think you need a new insurance company. But also require that the tenant carries Renters Insurance. Don't let him put it on the lawn or anywhere else that would damage the yard but definitely keep it outdoors.
I'm in AZ and I can tell you there are a lot of insurance companies that cover pools and hot tubs and they aren't just local companies.