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Updated almost 7 years ago on . Most recent reply

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512
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Jonathan W.
  • Los Angeles, CA
301
Votes |
512
Posts

Credit report scores varying from different credit checks?

Jonathan W.
  • Los Angeles, CA
Posted

Using Cozy for credit checks and this persons credit turned up lower then what qualifies.

However this person sent me screen shots with the credit checks being different from different reporting companies and that the credit check experian didn’t even show up on her report

This person has been very honest and easy to work with and I’m inclined to believe this person but I’m skeptical.

Anyone have any experience with this?

I thought credit checks didn’t vary that much and even the two reports that show up from her screen shots vary in their numbers.

Am I being given the run around or does this happen sometimes?

Most Popular Reply

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3,926
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4,386
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Jason D.
  • Rental Property Investor
  • St. Petersburg, Fl
4,386
Votes |
3,926
Posts
Jason D.
  • Rental Property Investor
  • St. Petersburg, Fl
Replied

@Jonathan Watt credit can vary depending on who you pull from. I use cozy as well, but dont have a minimum score, just for that reason. But, if you've set a score as a qualification, you need to be careful going away from your standards. There is more risk of a fair housing violation if you start making exceptions

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