Greetings all. I'm presently doing a subject-to deal which I'm looking to wholesale but I'm not exactly sure  how to properly structure the deal, how to give the seller any form of reassurance once the deal is structured. 

Details on the deal:

Payoff amount: $75,972.42

Monthly Pymt: $553.64

Loan Type: FHA

Interest Rate: 3.5%

1. Being that I'm seeking to wholesale this deal, how would I properly structure this deal with the above figures? 

2. I know that in sub-to deals, the seller holds the loan in their name while the buyer name goes on the deed and they make the monthly payments and should the buyer default on a payment, the deed returns back to the seller. But in this case, what reassurance must be given to the seller when posing this option to them, as their name remains on the loan and they transfer the deed over? How does one word this scenario to a seller ( a complete stranger) and make them feel secure and comfortable with this process?

Thanks in advance for all insight