Why an insurance company instead of an agent? They are almost always able to give a better price and many of the smaller insurers won't take your business without them.
Why an insurance company instead of an agent? They are almost always able to give a better price and many of the smaller insurers won't take your business without them.
Thanks, Aaron. I'm actually trying to find an insurance company with a good reputation of paying claims. I understand an agent can give me the best deal but I'm concern more about the company I'm signing with that will be there when I need them. This comes as a result of recent experience.
You are probably going to have a tough time figuring that out upfront, because everyone will tell you they are there for you and most customers don't make claims so it is harder for them to speak from experience.
While agents can get you a lot of information about the entire insurance market, it might serve you well to consider reviews about your specific claim type. Many times insured attempt to get a cheaper policy by carving out coverages they need and only realize it in retrospect. This is where a good agent/broker comes into play. If you're concerned about claims, take a look at the top 5 carriers for claims handling for your type of risk. DM me if you would like to discuss further.