Hello, 

I am looking to lock up a owner finance deal to wholesale. Not sure how to structure it though. Here are the details:

Bought in 2015

Owes - $45k

Needs additional $20-25k as a down payment on the new house for equity.

Rate - 6.125% (Adjustable Rate Mortgage) Max is 8%

PITI - roughly $700/month

House is in great condition so no rehab

Asking $175,000, could sell on market for $220-230k

Rents - $1400-1600

How would one structure this deal?