Killer low interest rates...but no deals in sight

Killer low interest rates...but no deals in sight

Rental Property Investor · Seattle, WA · Member since 2014 · 1k+ posts · 1k+ votes

Searching King County up to 600K. Not finding much. What there is goes pending in a day or 2 or has an offer review date/multiple offer situation. Not interested in Tacoma due to new Seattle like regulations..

Killing me. Right now I'm just looking for a new primary residence that will later turn into a rental. But this summer I need to buy 3-4 more rentals after cash out refinancing a few houses. Gonna be long days of looking....

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Lender · Seattle, WA · Member since 2014 · 2k+ posts · 899 votes
6y

make sure you are  100% pre approved  so you can make strong offers and use short closing periods on any offers you present 

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  • Member since 2019 · 18 posts · 14 votes
    6y

    Nope, inventory super low in King county.  We’re in the same boat, trying SO HARD to buy a primary residence but competition is stiff.  We’re putting an offer in this week with pre-inspect and escalation clause....we’ll see if we get a miracle. SO many people are looking too.  Lucky sellers. 

  • Lender · Seattle, WA · Member since 2014 · 2k+ posts · 899 votes
    6y

    make sure you are  100% pre approved  so you can make strong offers and use short closing periods on any offers you present 

  • Lender · Seattle, WA · Member since 2014 · 2k+ posts · 899 votes
    6y

    wow 

  • Tacoma, WA · Member since 2020 · 5 posts · 1 vote
    6y

    @Dave Skow does washing Appraisals hobby the conditions of the property like California or more off the square foot like in the south ?

  • Lender · Seattle, WA · Member since 2014 · 2k+ posts · 899 votes
    6y

    Quantrial - I  dont understand the  question..can you rephrase?

  • Tacoma, WA · Member since 2020 · 5 posts · 1 vote
    6y

    @Dave Skow does Washington appraisals go off the conditions more than the sqft like California or more of the sqft the property has like the south I’m trying to understand how appraisals work in the state of Washington. Sorry for the confusion

  • Lender · Seattle, WA · Member since 2014 · 2k+ posts · 899 votes
    6y

    Appraisals on homes take into account many factors when using sales comparables ... size / square footage is definitely one of the most important 

  • Real Estate Agent · Bellingham, WA · Member since 2017 · 427 posts · 182 votes
    6y

    If you can’t find anything in Seattle, start looking up north. As with everything else, you might need to negotiate for them, but there are plenty of good deals if you are smart about it. Give me a buzz and I’d be happy to talk more details.

  • Member since 2019 · 18 posts · 14 votes
    6y

    I’m not seeing these supposed great interest rates.  I did see them go up yesterday (as gold and oil improved) and even saw 5%.

    We were out bid on Thursday in Seattle on 2 homes.. One had 9 offers on it, winner waived all contingencies and the price soared $175k over asking.  So the real estate market here isn’t taking a hit!

  • Lender · Seattle, WA · Member since 2014 · 2k+ posts · 899 votes
    6y

    charlotte -   mortgage rates  dropped to all time lows this past Tuesdsy,then increased  for the bal of  the week ......make sure you are  fully pre approved so you can make  your offer as strong as possible 

  • Member since 2019 · 18 posts · 14 votes
    6y

    Thanks, we are.  All ducks in a row.  But refuse to pay 200k over asking.  And bring cash to closing to make up for appraisal difference.  Nope.

  • Lender · Seattle, WA · Member since 2014 · 2k+ posts · 899 votes
    6y

    good to hear

  • Real Estate Agent · Seattle, WA · Member since 2020 · 62 posts · 42 votes
    6y
    Originally posted by @Jack B.:

    Searching King County up to 600K. Not finding much. What there is goes pending in a day or 2 or has an offer review date/multiple offer situation. Not interested in Tacoma due to new Seattle like regulations..

    Killing me. Right now I'm just looking for a new primary residence that will later turn into a rental. But this summer I need to buy 3-4 more rentals after cash out refinancing a few houses. Gonna be long days of looking....

    I hear you on this one, Jack! 

    I am a local Realtor/Buyer's agent. A lot of my clients are in the same bought. I get very savvy using the MLS. I not only search for the active properties but also the contingent ones as well since those have a possibility of going under contract. I also have been hunting for off-market deals for my clients as well. I was able to help 6 buyers last year acquire a property using my off-market deal-hunting strategies.

    You might have to look into more than what the MLS is providing to get what you are looking for.

  • Real Estate Agent · Seattle, WA · Member since 2020 · 62 posts · 42 votes
    6y
    Originally posted by @Quantrial Shields:

    @Dave Skow does Washington appraisals go off the conditions more than the sqft like California or more of the sqft the property has like the south I’m trying to understand how appraisals work in the state of Washington. Sorry for the confusion

    Square footage is king here, then condition, then the number of beds/baths, then features...  :) 

  • Real Estate Agent · Seattle, WA · Member since 2020 · 62 posts · 42 votes
    6y
    Originally posted by @Robert Freeborn:

    If you can’t find anything in Seattle, start looking up north. As with everything else, you might need to negotiate for them, but there are plenty of good deals if you are smart about it. Give me a buzz and I’d be happy to talk more details.

     I agree to this statement! 

  • Real Estate Agent · Seattle, WA · Member since 2020 · 62 posts · 42 votes
    6y
    Originally posted by @Charlotte Casey:

    I’m not seeing these supposed great interest rates.  I did see them go up yesterday (as gold and oil improved) and even saw 5%.

    We were out bid on Thursday in Seattle on 2 homes.. One had 9 offers on it, winner waived all contingencies and the price soared $175k over asking.  So the real estate market here isn’t taking a hit!

     What price point are you looking in Charlotte? As a local Realtor, I am seeing these massive bidding wars again. They didn't happen so much last year in 2019 like they did the 3 previous years before that. I felt like they came out of nowhere again at the beginning of the year... My last investor got a 4-plex in kent under contract and that was a fight... 15 other offers and it went well above asking price, everyone waiving their inspections and agreeing to put additional down if the appraisal came in low. 

  • Tacoma, WA · Member since 2020 · 5 posts · 1 vote
    6y

    @Aaron Morrow thank you so much that really helps

  • Tacoma, WA · Member since 2020 · 5 posts · 1 vote
    6y

    @Dave thank you for the important feedback

  • Real Estate Agent · Seattle, WA · Member since 2020 · 62 posts · 42 votes
    6y

    @Quantrial Shields

    Of course! Let me know if you ever have amy questions. Feel free to inbox me! :)

  • Flipper/Rehabber · Member since 2018 · 102 posts · 103 votes
    6y

    @Jack B.

    If you have specific types of homes you are interested in possibly write letters to some owners and possibly you find a deal. People are starting to get scared. Not screaming deals but i have seen a couple decent deals im pierce county and Olympia the last couple days.

    I have a duplex in Buckley that I keep considering selling and then reinvesting the money... But I am worried I would be in a position like you where I sell high... But then cant find a deal.

    My current wondering is if things start tanking which market should I look to buy in? AZ? Nevada? Or maybe Florida?? Wish I had a crystal ball!

    Best of luck to you!

  • Buckley, WA · Member since 2019 · 11 posts · 3 votes
    6y

    @Charlotte Casey our in house lender advised us that they are artificially raising their rates to slow the overwhelming demand for financing. Purchase Deals will take 45-60 days to close and refi’s could take 90 days.

  • Member since 2019 · 18 posts · 14 votes
    6y
    Originally posted by @Sandra S.:

    @Charlotte Casey our in house lender advised us that they are artificially raising their rates to slow the overwhelming demand for financing. Purchase Deals will take 45-60 days to close and refi’s could take 90 days.

    Arrrgh not good news.  I was confused about these “great interest rates” as I’m seeing 4.2-5% on a 30.

  • Lender · Seattle, WA · Member since 2014 · 2k+ posts · 899 votes
    6y

    true-  most lenders increased  rates .25% - .50% in past  3  days   in reaction to being at over capacity ....prob  will take  2-3 months to get back to normal  marketplace

  • Member since 2019 · 18 posts · 14 votes
    6y
    Originally posted by @Jack B.:

    Searching King County up to 600K. Not finding much. What there is goes pending in a day or 2 or has an offer review date/multiple offer situation. Not interested in Tacoma due to new Seattle like regulations..

    Killing me. Right now I'm just looking for a new primary residence that will later turn into a rental. But this summer I need to buy 3-4 more rentals after cash out refinancing a few houses. Gonna be long days of looking....

    This one in Magnolia just came available.  Needs work but new light floors, paint all that black woodwork to white, privacy fence etc and she could shine.  Plus rents in Magnolia for single family homes are $3,000 and up.

    (Of course I have no idea structural/electrical/plumbing/roof status).

    Just a thought.

    https://www.redfin.com/WA/Seat...

  • Rental Property Investor · Seattle, WA · Member since 2014 · 1k+ posts · 1k+ votes
    6y
    Originally posted by @Quantrial Shields:

    @Dave Skow does Washington appraisals go off the conditions more than the sqft like California or more of the sqft the property has like the south I’m trying to understand how appraisals work in the state of Washington. Sorry for the confusion

     Appraisals take into the account the sf, condition and location of the property regardless of location. That's what an appraisal means....to compare apples to apples in the same orchard during the same season. 

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