Rental number 9 is under contract.

Rental number 9 is under contract.

Flipper/Rehabber · Greeley, CO · Member since 2013 · 2k+ posts · 1k+ votes

It's been tough going lately finding a good deal but I got one under contract today. It was a fair market sale. Went to highest and best of course after one day on the market. My offer of $133k was accepted, which is higher than my other rentals but this home needs no repairs. 1960's ranch. 4 beds, 2 baths, hardwood floors, new windows, newer kitchen, 2 car garage, newer furnace, newer baths. Should rent for $1,300 to $1,400. Taxes are $658 a year.

I think one of the other offers may have been higher but I had a portfolio loan and I emphasized I would not ask for repairs and my lender has never asked for repairs on any of my properties.

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Real Estate Broker · Naples, FL · Member since 2013 · 9k+ posts · 6k+ votes
12y

@Mark Ferguson ditto! Just put number 7 under contract here in sunny SW Florida. Deals are few and far between. I am paying cash rather than financing. Putting in another contract tomorrow on another one. I think when I get about ten I will probably call it quits. I handle all the management to help cash flow. You must agree that RE is a great investment as well as fun! Playing monopoly with real money and real properties can be very rewarding.

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  • Jean BolgerPro Member
    Aurora, CO · Member since 2012 · 2k+ posts · 1k+ votes
    12y

    Yay! good going- is it in Greeley?

  • Real Estate Investor · Kirkland, WA · Member since 2012 · 480 posts · 116 votes
    12y

    @Mark Ferguson , It's been hard finding good deals over here too. How does this current deal compare to the last few you've done? Your deal still looks like market price is inexpensive compared to out here and taxes in your area are 4 to 5 times lower than here. Only one day on the market, so I guess that means the price was right.

    The lower priced buy and hold properties in good areas out here have increased around 40% from a year or two ago. Not at the bubble levels, but definitely making it tougher to find good deals. I think there was a pop up when interest rates and prices starting moving up. Once the media started in on recovery talk, it was off to the races. But recently it seems prices may be moderating a bit.

  • Real estate investor · Las Vegas · Member since 2013 · 798 posts · 171 votes
    12y

    Congrats!

  • Flipper/Rehabber · Greeley, CO · Member since 2013 · 2k+ posts · 1k+ votes
    12y

    @Jean Bolger yes it is in greeley. 7 are in greeley and two in Evans.

  • Investor · Dallas, TX · Member since 2013 · 619 posts · 128 votes
    12y

    Hey @Mark Ferguson

    what % down payment do you have typically have to go with for a portfolio loan?

    are the rates comparable to a conventional loan?

    any points?

  • Flipper/Rehabber · Greeley, CO · Member since 2013 · 2k+ posts · 1k+ votes
    12y

    @Gerald K. The most I ever paid for a rental before was 115k, but it needed repairs. The last or I bought was 97k, but needed 15k in work. Similar rents on those.

  • Dawn AnastasiPro Member
    Rental Property Investor · Milwaukee, WI · Member since 2013 · 6k+ posts · 4k+ votes
    12y

    Congrats!

  • Flipper/Rehabber · Greeley, CO · Member since 2013 · 2k+ posts · 1k+ votes
    12y

    @Gautam Venkatesan 20% down. My five year ARM, 30 year amortization is 5.25% right now which is 1 % higher than their normal rate because I have ten mortgages. They charge 1% origination fee.

    Thanks @Dawn Anastasi

  • Hanford, CA · Member since 2013 · 5k+ posts · 1k+ votes
    12y

    Congrats

  • Flipper/Rehabber · Greeley, CO · Member since 2013 · 2k+ posts · 1k+ votes
    12y
  • Rental Property Investor · Houston, TX · Member since 2013 · 476 posts · 294 votes
    12y

    Congrats Mark.

  • Rental Property Investor · Brookline, MA · Member since 2013 · 1k+ posts · 777 votes
    12y

    Excellent work @Mark Ferguson . May your next one come sooner and cheaper!

  • Flipper/Rehabber · Greeley, CO · Member since 2013 · 2k+ posts · 1k+ votes
    12y

    thank you @Aaron Montague I'm really focussing on my direct marketing and other ways to buy properties. I'm hoping that will get me some cheaper properties

  • Landlord and Rehabber · Newton, MA · Member since 2010 · 2k+ posts · 877 votes
    12y

    Great job.

    What are you looking at for cash flow on this? Looks like you payment (for the 1st 5 years) will be like $591. What is your expense ratio on your places?

  • Rental Property Investor · AZ · Member since 2013 · 213 posts · 50 votes
    12y

    Congratulations Mark!

  • NV · Member since 2012 · 144 posts · 6 votes
    12y

    Congrats @Mark Ferguson !

    Just curious, what's your exit strategy for all of your properties?

    - Do you plan on renting them until they are paid off and just get passive income for life?

    - Sell when prices you feel have peaked?

    - Sell all and move on to bigger deals like apartments?

  • Real Estate Agent · Milwaukee County, WI · Member since 2009 · 3k+ posts · 525 votes
    12y

    Midwest congrats

  • Flipper/Rehabber · Greeley, CO · Member since 2013 · 2k+ posts · 1k+ votes
    12y

    Hi @Shaun Reilly I figure about $400 in cash flow a month figuring 10% vacancy and 10% maintenance. Taxes as insurance a little more than $100 a month. Many will tell me I am low on my casts, but I have averaged that or less the last three years. It helps having extremely low vacancies in my area and SFR with low turnover and maintenance.

  • Wholesaler · Arlington, TX · Member since 2013 · 59 posts · 29 votes
    12y

    Do you also account for property management fee as well? Does your company manage it or self manage?

    Congrats as well.

  • Flipper/Rehabber · Greeley, CO · Member since 2013 · 2k+ posts · 1k+ votes
    12y

    @Henry Nguyen

    I have a staff of 8 that run my real estate business. They handle the management now which is pretty minimal. I don't account for that cost although I could.

  • Flipper/Rehabber · Greeley, CO · Member since 2013 · 2k+ posts · 1k+ votes
    12y

    @Bruce L.

    Right now my plan is to hold them until I die.

  • Dawn AnastasiPro Member
    Rental Property Investor · Milwaukee, WI · Member since 2013 · 6k+ posts · 4k+ votes
    12y
    Originally posted by @Mark Ferguson:
    @Henry Nguyen

    I have a staff of 8 that run my real estate business. They handle the management now which is pretty minimal. I don't account for that cost although I could.

    How do you afford the staff of 8 with only 8 rentals (soon to be 9)? I have 11 rentals and don't have any staff.

  • Landlord and Rehabber · Newton, MA · Member since 2010 · 2k+ posts · 877 votes
    12y
    Originally posted by @Dawn Anastasi:
    Originally posted by @Mark Ferguson:
    @Henry Nguyen
    I have a staff of 8 that run my real estate business. They handle the management now which is pretty minimal. I don't account for that cost although I could.

    How do you afford the staff of 8 with only 8 rentals (soon to be 9)? I have 11 rentals and don't have any staff.

    Remember Mark does a lot of flips and is a RE Broker as well.

    I'll guess that the staff he mentioned works in all aspects of his RE business.

  • Dawn AnastasiPro Member
    Rental Property Investor · Milwaukee, WI · Member since 2013 · 6k+ posts · 4k+ votes
    12y
    Originally posted by @Shaun Reilly:

    Remember Mark does a lot of flips and is a RE Broker as well.

    I'll guess that the staff he mentioned works in all aspects of his RE business.

    Ah, yes, that makes a lot more sense. Sometimes I feel like I need a staff of 8!

  • Flipper/Rehabber · Greeley, CO · Member since 2013 · 2k+ posts · 1k+ votes
    12y

    @Dawn Anastasi Yes, that staff is for selling homes, doing BPOs and helping with fix and flips. That includes four Realtors who sell houses as well as help.

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