[Calc Review] Help me analyze this deal - Fort Worth TX

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Rental Property Investor · Fort Worth, TX · Member since 2021 · 47 posts · 40 votes
4y

The 2.7% (2.687999% to be exact) actually includes property taxes for the city, school district, water district, Tarrant County College, Tarrant County hospital, and Tarrant County itself.  If any of those variables change based on the property that you are looking at, then the rate will be different. It's best to check the county appraisal district website of the property you are looking at, to get an idea of what the taxes are. 

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  • Rental Property Investor · Fort Worth, TX · Member since 2021 · 47 posts · 40 votes
    4y

    Two issues I believe. First, that property is a half duplex with only 1071sqft and a carport. I highly doubt you can get $1800 a month for that property. I would expect the rental rate to be closer to $1200 to $1400, depending on the condition (but, do your research. I could be off on this figure.) Secondly, I don't think your property tax is correct. For Fort Worth, I use 2.7% to estimate the annual tax rate. So after repairs and based off your ARV estimate of $170k, within a year or two, your property taxes could potentially jump up to as high as $4590 a year, or $382 a month.

    Edit:  On the plus side, I think you are estimating too much for insurance.  It shouldn't cost $2400 annually.

  • New to Real Estate · Fort Worth/Grandview Texas · Member since 2020 · 41 posts · 13 votes
    4y

    Uggh... I didn't even calculate it as a half duplex. I looked like a SFH and the Foreclosure website showed it as such. Yes, that changes everything. My rental number came from other 3-2 SFH in the neighborhood.

    For the property tax I got the amount off of either Realtor or Zillow. Do you do 2.7% of property value for all county property tax or just Tarrant?

  • Alicia MarksPro Member
    Fort Worth, TX · Member since 2020 · 1k+ posts · 2k+ votes
    4y

    I'm in Tarrant County and think the 2.7 is mostly accurate. Make sure you're not in Ft Worth but a different ISD. I am in Keller ISD with Ft. Worth Address and pay slightly more. I had a house zoned for Haltom City with a Ft Worth address and paid slightly less than 2.7%

  • Rental Property Investor · Fort Worth, TX · Member since 2021 · 47 posts · 40 votes
    4y

    The 2.7% (2.687999% to be exact) actually includes property taxes for the city, school district, water district, Tarrant County College, Tarrant County hospital, and Tarrant County itself.  If any of those variables change based on the property that you are looking at, then the rate will be different. It's best to check the county appraisal district website of the property you are looking at, to get an idea of what the taxes are. 

  • Andy WebbPro Member
    Rental Property Investor · Carrollton, TX · Member since 2013 · 750 posts · 538 votes
    4y

    If you really want to get technical and dial in a precise number by city, you can go to the county tax assessor website and get each of the moving parts that drive the total tax rate (e.g. by taxing unit like ISD, county hospital, county community college, etc).

    https://taxonline.tarrantcount...

    Personally I am lazy and usually run with a rough estimate like you suggested...

    Andy

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