Credit Cards on report

[Scott Ryan]

New here

What do you all see for open credit cards in applications?

I have two applicants who both have ~20 open credit cards each. Of those, ~6 carry a balance and maybe 2 late payment across all of them.

Closed credit cards are close to 30 each.

They are both older/ retired so some date back to 2005, and are a multiple 6 figure salary.

Credit is low for both of them, so I was going to reject, but was just slightly holding on due to the high net worth.

Thanks