This is it! ​Long-Term Rental Loans!

Emerge Lending Group is committing to your future investments with our Long-Term Rental loan program. This program offers a 30-year term and rates starting at 5.99% to ensure that our customers have true long-term financing options.

BASIC LOAN CRITERIA

Term
30 Years

Loan Amount
$75k to $1M

LTV
Purchase – Lesser of up to 80% of the As-Is Value or Up to 80% Loan-to-Cost
Refinance – Up to 75% of the As-Is Value
Cash-Out – Up to 75% of the As-Is Value
Property Types

Non-Owner Occupied 1-4 Family Real Estate; Condos; Townhomes; Planned Unit Development (PUD)

FICO
660 Minimum

Property Value
”As-Is” Appraised Value Must Be Greater Than $100k

Property Debt-To-Income Ratio (PDTI)
75% and 85%, based on property value

Emerge Lending Group specializes in working with business owners and real estate investors.

We lend on real estate in 45 States. For our owner-occupied program that is for California properties only at this time.

We offer 1st and 2nd trust deeds. The important consideration is that the use of funds are for your business and not for personal use on our owner-occupied private money lending programs.

We offer many lending products here is a list of some of the loan options.

Fix & Flip

Bridge loans

2nd TD construction loans

Consumer bridge Loans

Ground-up construction loans

30-year rental loans

Unsecured lines of credit & term loans

Cross liens

2nd TD

Owner-occupied business loans 1st & 2nd TD

Property Types:

Single Family

Multifamily

SFR rental portfolio

Land

Commercial

To find out more about Beau Eckstein and Emerge Lending Group please visit http://emergelending.com/ or call Beau at 925.852.8261.

You can also reach Beau Eckstein directly at [email protected]