RENTAL FINANCING (Buy-to-Rent Loans)

Emerge Lending Groups Buy-to-Rent loan program offers a 24-month term, with a 12-month extension available, ensuring that our customers have rental property financing that goes the distance. (An extension fee applies)

BASIC LOAN CRITERIA

Term
24 Months (12-Month Extension Available)
Loan Amount
$50k to $2.5M+
LTV
Purchase – Lesser of up to 75% of the As-Is Value or Up
to 75% Loan-to-Cost
Refinance – Up to 70% of the As-Is Value
Cash-Out – Up to 65% of the As-Is Value
Property Types
Non-Owner Occupied 1-4 Family & Multi-Family Real
Estate; Condos; Townhomes; 5+ Apartments; Mixed-Use
Properties
FICO
660 Minimum
Property Value
”As-Is” Appraised Value Must Be Greater Than $75k
Rent Coverage Ratio
1.25

Emerge Lending Group specializes in working with business owners and real estate investors.

We lend on real estate in 45 States. For our owner-occupied program that is for California properties only at this time.

We offer 1st and 2nd trust deeds. The important consideration is that the use of funds are for your business and not for personal use on our owner-occupied private money lending programs.

We offer many lending products here is a list of some of the loan options.

Fix & Flip

Bridge loans

2nd TD construction loans

Consumer bridge Loans

Ground-up construction loans

30-year rental loans

Unsecured lines of credit & term loans

Cross liens

2nd TD

Owner-occupied business loans 1st & 2nd TD

Property Types:

Single Family

Multifamily

SFR rental portfolio

Land

Commercial

To find out more about Beau Eckstein and Emerge Lending Group please visit http://emergelending.com/ or call Beau at 925.852.8261.

You can also reach Beau Eckstein directly at [email protected]