How to Assume an FHA Loan: Complete Walkthrough
Tuesday, February 24
FHA loans are some of the most common assumable mortgages out there, and the process is more straightforward than most people think. Let me walk you through it. All FHA loans originated after December 15, 1989 are assumable. That covers basically every FHA loan you'll encounter today. And unlike ...
Cash Flow Analysis: Assumable Rate vs Current Market Rate on Rentals
Monday, February 23
Numbers do not lie. Let me show you what happens to rental cash flow when you change the interest rate from 7% to 2.75%. Same property, same rent, same expenses. Just the rate. Property Profile Let us use a real Colorado property type: 3-bed/2-bath single family in Colorado Springs, purchase pric...
How to Assume a VA Loan: Step-by-Step Guide
Saturday, February 21
VA loan assumptions are the single biggest opportunity in real estate right now. And I'm going to walk you through exactly how the process works, step by step. Quick background: VA loans are mortgages guaranteed by the Department of Veterans Affairs. They're available to active-duty military, vet...
How to Build a Rental Portfolio with Assumable Loans
Friday, February 20
I've built a 5-property portfolio in Colorado Springs. Started on a $35K/year social worker salary. House hacked my way up. And now I'm doing it again with assumable mortgages. Here's the strategy.The Foundation: Your First Assumable PropertyYour first assumable property should be a primary resid...
What Is an Assumable Mortgage and Why Should You Care?
Wednesday, February 18
Let me cut right to it. An assumable mortgage is when you, the buyer, take over the seller's existing home loan. Their rate, their terms, their remaining balance. It becomes yours. Why does that matter right now? Because millions of homeowners locked in rates between 2% and 4% during 2020 and 202...
Assumable Mortgages for Real Estate Investors: The Complete Guidechang
Tuesday, February 17
If you're a real estate investor in 2026, you already know the math is brutal at 7% rates. Properties that cash-flowed beautifully at 3% are underwater at 7%. But there's a way to get those 3% rates today. Assumable mortgages. Let me walk you through the investor playbook for assumable loans. Why...