Assumable Mortgages for Real Estate Investors: The Complete Guidechang
Tuesday, February 17
If you're a real estate investor in 2026, you already know the math is brutal at 7% rates. Properties that cash-flowed beautifully at 3% are underwater at 7%. But there's a way to get those 3% rates today. Assumable mortgages. Let me walk you through the investor playbook for assumable loans. Why...
How to Make a Great Investment with an Assumable Mortgage
Monday, February 24
—Even with Negative Cash Flow When investing in real estate, the goal is always to maximize returns while minimizing upfront costs. But in today’s market, with high interest rates and increasing home prices, finding a perfect deal that checks every box is nearly impossible. However, assumable mo...
How to Get an Assumable Loan for Just 5% Down—Even with a Large Equity
Wednesday, December 11
Buying an assumable mortgage can feel impossible right now. But what if I told you there’s a way to snag a dreamy 2.5% mortgage rate and it would only require 5% down? That’s where assumable loans come in.Myth-Busting Assumable Loan Equity GapsOne of the biggest misconceptions about assumable lo...
Why Aren't Assumable Mortgages More Popular?
Friday, September 20
An Inside Look at Their Challenges and BenefitsI recently had a conversation with a potential buyer who was considering purchasing an investment property via an assumable mortgage. The topic of why assumable mortgages aren’t more popular came up, and after explaining several reasons, I realized t...
Should I House Hack or Rent?
Thursday, March 21
Interest rates and high purchase prices are pushing a lot of people away from buying. Most are turning to renting, but is that the best move right now? Will House Hacking prove to be better than Renting over the span of the next 5 years? That's what this blog is all about. To effectively evaluat...
The Proposed Bill with a Massive Tax Hike on STRs
Friday, December 15
You've probably heard of the new bill threatening to raise taxes on Short Term Rentals (STRs). It does not apply to primary residences. But it's still worth knowing about as a house hacker. The bill from the Colorado State Legislature, known as Senate Bill C, addresses the property tax treatment ...