Assumable Mortgages in Hawaii: Why Oahu Buyers Are Saving $2,000+ Per
Tuesday, May 19
Hawaii is the hardest market in America to afford. The median home price on Oahu hit 5,900 on a $900,000 loan, before taxes and insurance. Now assume a VA loan originated in 2021 at 2.75% on that same loan balance. Monthly payment drops to 2,220 per month in savings, or $26,640 per year, locked i...
Assumable Mortgages in Anchorage, Alaska: How JBER Buyers Are Saving $
Tuesday, May 19
Anchorage has a problem most buyers don't talk about: the city is one of the most rate-sensitive real estate markets in the country, and almost nobody knows it. Here's why. Joint Base Elmendorf-Richardson (JBER) is one of the largest military installations in the Pacific, home to roughly 20,000 a...
Assumable Mortgages in Boise Idaho: Cut Your Payment by $850/Month
Sunday, May 17
Boise became famous between 2020 and 2022 for the wrong reasons. Remote workers flooded in from California and the Pacific Northwest, median home prices jumped from under $300,000 to over $500,000 in roughly 18 months, and then rates doubled. The result is a city where homes are expensive by loca...
Assumable Mortgage Salt Lake City: Save $900/Month at Sub-3% Rates
Sunday, May 17
Salt Lake City's real estate market spent 2020-2022 in a frenzy. Prices ran fast, inventory disappeared in hours, and buyers waived everything to compete. The median home price in the Salt Lake metro peaked above $475,000-$510,000 range heading into 2026. That is still a punishing number at 7% in...
Assumable Mortgage Phoenix: How FHA Loans Keep Buyers in the Market
Friday, May 15
Phoenix is a different story than most military markets. There's not one dominant base dictating the housing dynamics. What Phoenix has instead is one of the highest concentrations of FHA loans from the 2020-2022 boom of any major metro in the country. When prices ran up fast and first-time buye...
Assumable Mortgage Oklahoma City: Tinker AFB and the Case for 3% Rates
Friday, May 15
Oklahoma City is one of the most overlooked markets for assumable mortgages in the country. That's a problem for buyers who miss it and an opportunity for the ones who don't. Tinker Air Force Base sits 10 miles southeast of downtown OKC. It's the largest Air Force base in the country by workforc...