The MCA Debt Stack Problem, How to Consolidate and Get Relief
Wednesday, July 22
A lot of investors and small business owners turn to merchant cash advances when a gap opens up between projects, whether that's covering payroll during a slow season, bridging a shortfall on a rehab, or keeping operations running while waiting on a bigger payout. One MCA is usually manageable. T...
The Real Numbers Behind How Debt Consolidation Moves Your FICO Score
Wednesday, July 22
If you're an investor carrying credit card debt from a rehab, a BRRRR deal, or just business expenses that ran hot, you've probably read that "debt consolidation helps your credit score." What you probably haven't seen is the actual mechanism, or real numbers. Here's the full picture, dip and gai...
What Is the Silver Tsunami and Why Does It Matter?
Tuesday, July 21
Most BiggerPockets members are focused on real estate, and for good reason. But there is a parallel opportunity building right now that runs on the same financing logic investors already know: buying an existing, cash flowing asset instead of building one from scratch. Except this time the asset ...
Is Your Franchise Brand Still SBA Eligible? Check Before You Buy
Tuesday, July 21
If you're looking at a franchise purchase right now, brand eligibility should be the first thing you check, not the last thing you find out about after you've already put money down. Here's the background. For years, SBA franchise financing worked on a deal by deal amendment system. A few years b...
Rapid Gap Funding (Unsecured Stack): Funding Without Risk
Monday, July 20
If you have ever applied to a lender, gotten declined or underfunded, then gone and done the exact same thing with a different lender, you already know how frustrating funding a deal can be. Most investors treat this as trial and error. Apply, wait, get a number that does not work, repeat. That a...
Credit Card Stacking A-Z: Get the Capital You Need to Grow
Monday, July 20
Most investors who try credit card stacking run their personal and business cards the exact same way. That is the mistake, and it is an expensive one. If you have ever wondered how someone walks away with 100 to 150k in 0% credit in a single sitting, with no revenue track record, here is the actu...