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Tarped Again

Monday, September 05

Ok, I’m officially confused. Last week, I read that FHFA (Federal Housing Finance Agency), on behalf of Fannie & Freddie are suing 17 Banks/Lenders, 268 +/.- ,various individuals and corporate players for misrepresenting individual prospectuses of RMBS when they were issued. ( felix salmon, r...


The Presidents Slam Dunk Pt. 2

Thursday, September 01

Part one of my post laid out what I and others think will be the “Housing Market” save that will be announced by the President on Thursday, September 8, 2011. I’ll lay out some of the unintended consequences ( I hate that phrase.) First is timing. For obvious reasons, we can’t expect to refi mill...


The President's Slam Dunk Pt. 1

Thursday, September 01

Look for the President to announce next Thursday his “Grand Re-Fi – Save the Housing Market-Hail Mary”. I’ll attempt to keep this as simple as possible. It could get REAL technical.  I follow Bruce Kransting’s Blog. Bruce is usually right on the money. We’ve heard rumblings about some kind of ref...


Mr. Buffett's Sweet Deal

Monday, August 29

This is all conjecture on my part. I’m by no means a conspiracy nut. I just want some thought given to a couple of things.  Unless you have been on vacation for a month and no access to any form of media, we know Mr. Buffett “invested” $5 Billion in Bank of America. Now mind you, BOA stated offic...


Do Investor Purchases Reduce Housing Inventory?

Sunday, August 28

NAR has reported that 29% of all recent sales have been cash sales. I'm not sure how many of those cash properties were purchased by investors.Here's my question to this community.Do you feel investor/non-owner occupied sales reduce the over all housing market inventory? 


Anti-Flipping Rules Haven't Gone Away

Saturday, August 27

Have you seen GMAC’s Short Sale Anti-Flipping Contract Addendum? I had an investor client call me earlier this week. He was purchasing a short sale from GMAC.He wanted me to look at one addendum to the contract and give him MY opinion. Let me say here, I’m not an attorney and as I told him (and y...