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Hanging Out With Henry

Sunday, August 21

I hang out once or twice a week at a small “Ice House”, aka Texas Beer Joint. This is a neighborhood place, never any trouble. Everyone sits at picnic tables under a corrugated iron awning. The beer is so cold, the first swallow hurts your throat. The hurt is good.The patrons are just good hard w...


Are You Prepared?

Sunday, August 14

I was attracted to a news story yesterday that caused me to pause and think.From ABC Ch7, Manila, Utah;Jared Ropelato,12 years old was on a Boy Scout camping trip in the Ashley National Forest, Utah. Seems Jared became separated from his troop while on a hike.Jared was wearing jeans & a shirt...


Well, Here's Your Chance to Make It BIG!

Wednesday, August 10

Looks like Treasury is throwing in the towel. According to a Reuters article by Margaret Chadbourn, the Treasury Dept. is looking for ways to reduce Fannie & Freddies REO inventory."Exploring new options for selling these foreclosed properties will help expand access to affordable rental hous...


Can You Afford To Buy Treasury Bonds ?

Thursday, August 04

With the Debt Ceiling debacle over, I was looking at the Treasury Yield Curve*. As of 08/03/2011, here are the following yields for US Treasury Notes;1mo   3mo   6mo   1yr   2yr   3yr   5yr   7yr   10yr   20yr   30yr0.00 0.00    0.00   0.00 0.33 0.52 1.25 1.94 2.64  3.55    3.89Now, let’s add the...


Has the SEC Negated the Threat of a US Credit Rating Down Grade ?

Wednesday, July 27

The Securties & Exchange on Tuesday Made Regulatory Changes to many Financial Regulations that "Required" a Credit Rating from One or More Credit Rating Agencies. From Dealbook.NYTimes.com,07/26/11,by Ben Protess.Let's face it, the credit ratings agencies missed the housing bubble. I don't th...


Are You Pricing Yourself Out of the Upside of New Investment Property?

Monday, June 27

John Reeder posted an article today that I think applies to anyone that purchases investment property. Now that I think on it,I've been guilty of such a practice. ...The most common way that investors do this is by projecting growth forward.  I’ve seen real estate deals done that required future ...