The first time you raised capital, how did you do it?

The first time you raised capital, how did you do it?

Albrightsville, PA · Member since 2018 · 118 posts · 79 votes

I am looking to raise capital so that I can add to my rental portfolio. I have listened to podcast and read a book. None of these talk about deal structure in depth. I have a large list of people that I know that have SOME money and few people that have a LOT money. Would I be better off offering say 10 people an opportunity to invest 25K each, or one or two people the opportunity to invest 100k plus each? What would the deal structures look like from some experienced peoples view?

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Rental Property Investor · Glen Rock, NJ · Member since 2015 · 3k+ posts · 2k+ votes
7y

@Shane Ward

Is it easier to feed ten mouths or one?!

I think it is a personal preference. It depends which people you'd rather work with? Also, whatever route you take, keep in mind: if your investors are completely passive you're offering a security and need to work with a securities attorney.

Best!

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  • Rental Property Investor · Glen Rock, NJ · Member since 2015 · 3k+ posts · 2k+ votes
    7y

    @Shane Ward

    Is it easier to feed ten mouths or one?!

    I think it is a personal preference. It depends which people you'd rather work with? Also, whatever route you take, keep in mind: if your investors are completely passive you're offering a security and need to work with a securities attorney.

    Best!

  • Real Estate Investor · Burlington, VT · Member since 2010 · 2k+ posts · 1k+ votes
    7y

    @Shane Ward  Agree with Alina above, a lot of it is personal preference.  I would also rather deal with one or two people than many, for sure.  Less complicated the better. 

    I've posted this in other threads, one of my first deals was someone putting up the down payment, I put the loan in my name (so we both had something on the line), and we split everything 50/50.  It worked great for us.

    Good luck,

    -Tom

  • Rental Property Investor · West New York, NJ · Member since 2015 · 27 posts · 7 votes
    7y

    @Alina Trigub in your experience, would you need a securities attorney specifically if you were the General Partner managing you Limited Partners money? 

  • Lender · Columbus, OH · Member since 2019 · 114 posts · 61 votes
    7y

    @Mark Robert this is one of those things that I would probably want to be on the cautious side.  I would rather spend the relatively insignificant (in the grand scheme of things) money on the attorney to tell me I'm good to go, than have things go south a few years in and have regulatory authorities on your case.

  • Rental Property Investor · Glen Rock, NJ · Member since 2015 · 3k+ posts · 2k+ votes
    7y
    Mark,
    If you have passive investors, I'd encourage you to at least have a conversation with a securities attorney.
    Your alternative is to give others some sort of tasks (big or small) to ensure everyone is active.

    Originally posted by @Mark Robert:

    @Alina Trigub in your experience, would you need a securities attorney specifically if you were the General Partner managing you Limited Partners money? 

  • Attorney · Los Angeles, CA · Member since 2016 · 284 posts · 314 votes
    7y

    It doesn’t really work the way you’re describing. You set a minimum investment amount and people invest however much they choose.

    And yes, you still need to talk to a securities attorney if you’re using a GP/LP structure.

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