Do you have this problem?
I use RentRedi's Asset & Income verification to verify an applicants deposit funds are in their account and also if they meet the income requirements. This is done by the tenant by adding their banking info into PLAID, which then gives a 60 day report of their account. It shows how much money is in the account, an itemized list of transaction history, and a quick summary of each income source (if there is more than one). It works well.
However, I have found that applicants do not have both the deposit funds in the same account that funds are deposited from their job, for example. This is an issue because applicants are only allowed to add one account for this screening process. Its a limitation either on the RentRedi or Plaid side.

To try and prevent this, I've added a yes/no question as part of the application, asking the applicant if they understand this so that they can be sure that whatever account is submitted, will show both their income sources and also show that they have enough money in the account to cover the deposit. It is stated much better than this in the application, but I'll spare you the paragraph.

I perfectly understand that an applicant might not have both the deposit funds in the same account as they use for their regular source of income. However it presents a common issue for me, and I'm curious what process do you use here, specifically as it relates to verifying that an applicant has the necessary funds for the deposit, and that their income source meets the minimum requirement that we have listed.