I have moved my rental property to a land trust. My insurance company underwriter canceled my policy for not seeing my name in the grant deed. The deed only shows my land trust name and my lawyer as the trustee. I have provided a certificate of trust showing that I am the trustee, but the underwriter doesn't accept it. Under this condition, is there any insurance carriers out there willing to insured my properties?
Common issue. Ask for a landlord (DP-3) policy written with the trust as named insured and you plus the trustee as additional insureds. An independent broker who places with surplus-lines carriers will usually get this done faster than a captive agent. Also send the full trust agreement, not just the certificate.