New Hampshire buy-and-hold math got squeezed from both sides in October — prices up on the buy, rents down on the hold.

Per Realtor.com October 2026 data: the median sold price rose 7% year over year to $535,000, while the median listing price eased to $590,000, down 0.41% year over year. Median days on market climbed 25.53% year over year to 59 days, and active listings stood at 8,030, up 3.15% year over year, with homes still selling at 100% of asking on average. On the rental side, rental properties jumped 40.90% year over year to 1,864, and the median rent fell 4.55% year over year to $2,100 a month, down another 1.82% month over month.

I'm a Realtor licensed in NH with Candor Investment Group / eXp Realty, and co-founder of TWM Residential, operating 17+ rental units. I work southern NH regularly, and this is the spread I watch first: a landlord buying at a sold median that is up 7% cannot underwrite yesterday's rent growth when the statewide median rent is down 4.55% and rental supply is up almost 41%. The 59 days on market helps on the buy side — more time, less panic bidding — but it does not fix a thin rent-to-price ratio at Freddie Mac's 7.18% 30-year rate (Nov 5 survey, down from 7.24%).

NH landlords — with rents down 4.6% and sold prices up 7% in the same year, what rent and purchase-price assumptions are you using to make a new buy-and-hold pencil at 7.18% money?