Best South Carolina Mortgage Lenders
Browse 36 top-rated mortgage lenders in South Carolina as of May 8, 2026. See lender reviews, ratings, and investment specialties.
-
NMLS # 1125207
Hard/Private/Non-QM
With more than $21 billion in funded loans, Kiavi is one of the nation's largest private lenders to residential real estate investors. Kiavi harnesses the power of data & technology to offer REIs a simpler, more reliable, and faster way to access the capital they need to scale their businesses. With a wide range of bridge and rental funding options to choose from, Kiavi’s 24/7 pricing calculator and team of experts can create a personalized solution for your investment strategy. You get relia... view more -
NMLS # 2273319
Conventional & Gov.
Hard/Private/Non-QM
We are a Direct Lender and Broker, based out of Miami, Florida. 5-star rating on Google! Specialize in DSCR buy and hold and Fix and Flip. We help you strategize with new and seasoned investors for their real estate success. Here's what sets us apart: Tailored Solutions: We go beyond cookie-cutter options. Our vast network of 40+ lenders allows us to craft personalized mortgage solutions that seamlessly align with your unique needs, wants, and financial goals. Expertise & Experience... view more -
NMLS # 2372297
Conventional & Gov.
Hard/Private/Non-QM
At Greenside Capital, we leverage a combined $1.5B in mortgage experience to deliver investor DSCR and fix-and-flip financing for commercial, multi-unit, and residential properties. We don't require tax returns, using property cash flow or other investor-focused solutions instead. With our streamlined approach, you can secure funding quickly and focus on what you do best—growing your portfolio. Call us today to learn more. view more -
NMLS # 956922
Conventional & Gov.
Hard/Private/Non-QM
Tidal Mortgage Group is a Charleston, SC–based mortgage brokerage dedicated to helping every type of homebuyer — from first-time purchasers to seasoned investors. Founded on a commitment to exceptional customer service, we guide clients through every step of the loan process and beyond, building long-term relationships based on trust and results. Our Loan Options We offer a wide range of mortgage solutions to meet diverse needs: Conventional Mortgages – Competitive rates for borrower... view more -
NMLS # 329451
Hard/Private/Non-QM
If you’re an investor looking for creative, flexible financing solutions that work for your specific situation, you need a lender who understands Non-QM lending inside and out. Let’s connect and discuss how I can help you secure the funding you need to grow your portfolio. What Sets Us Apart? ✅ The Industry Leader in Non-QM Lending CrossCountry Mortgage (CCM) is the largest retail mortgage lender in the Non-QM space—closing more Non-QM loans than any other lender. ✅ Better Pricing &... view more -
NMLS # 217229
Ameritrust Mortgage Corporation
Hard/Private/Non-QM
Hard/Private/Non-QM
At Ameritrust Mortgage Corporation, we specialize in Non-QM lending solutions tailored for real estate investors and self-employed borrowers. As a direct mortgage lender, we provide flexible financing options that go beyond traditional guidelines, empowering borrowers who may not fit the conventional loan mold. Our Non-QM programs include DSCR loans for real estate investors, bank statement loans for self-employed professionals, and an entire range of Alt-Doc solutions. Whether you're expa... view more -
NMLS # 1799947
Conventional & Gov.
Hard/Private/Non-QM
As seen in Forbes and Money. Access the same loans the property tycoons use. Pain-free investment property loans for all kinds of situations, so you can watch that rent roll in. Tailored investor application - apply in less than 10 minutes. Fast, stress-free closing. view more -
NMLS # 2625701
Hard/Private/Non-QM
HomeAbroad is a one-stop PropTech and FinTech platform that unlocks US real estate investment for global investors, offering specialized mortgage solutions without needing US credit history or residency, an AI-driven investment property search engine, local investor-friendly real estate agents, and end-to-end support (LLC formation, U.S. bank accounts, property management connections). view more -
NMLS # 63368
Conventional & Gov.
Hard/Private/Non-QM
Oracle Funding Corp specializes in providing fast, reliable financing solutions tailored specifically to the needs of real estate investors. With a comprehensive suite of lending products—including fix-and-flip loans, bridge financing, rental property loans, and construction financing—we empower investors to capitalize quickly on opportunities and scale their portfolios effectively. Our seasoned team of lending experts brings decades of real estate and finance experience, ensuring a streamlin... view more -
Hard/Private/Non-QM
At Contour Mortgage, we pride ourselves on being more than just a direct retail residential mortgage lender—we’re a trusted partner in turning vision into reality. Our Business Purpose Lending division focuses on 30-year renovation loans and DSCR financing, empowering investors, developers, and entrepreneurs to acquire, improve, and maximize the value of their properties. With decades of combined expertise and a client-first approach, we deliver tailored financing solutions that move projects... view more
South Carolina Mortgage Rates Today
How to Find a Lender in South Carolina
To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financing—like quick approvals for competitive markets—can reveal how well their services support quick, strategic property purchases.
In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.
Testimonials
"Found a lender who was able to offer exactly what I was looking for."
"Beat our local broker by one percent! Thank you BP."
"Easy to use and found a great Lender! Still going through the process but should close this week!"