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Best South Carolina Mortgage Lenders

Browse 29 top-rated mortgage lenders in South Carolina as of June 23, 2025. See lender reviews, ratings, and investment specialties.

  • business profile image

    NMLS # 2461335

    Lendai

    Hard/Private/Non-QM

    5.0 stars
    15 Reviews
    3 forum posts

    Hard/Private/Non-QM

    Lendai is a fintech platform that simplifies US real estate purchasing & financing for both local and global investors. Lendai offers a full spectrum of business-purpose loans for investors, such as short-term financing (Bridge, Fix & Flip, and Ground-up construction) as well as 30-year DSCR and Full Doc loans. All our loan programs are available for both domestic and foreign investors. We enable our customers to achieve their financial goals through digital solutions that create a simple,... view more
  • business profile image

    NMLS # 956922

    Tidal Mortgage Group

    Conventional & Gov.

    Hard/Private/Non-QM

    5.0 stars
    25 Reviews

    Conventional & Gov.

    Hard/Private/Non-QM

    Tidal Mortgage Group is a trusted mortgage brokerage committed to serving all homebuyers, from first-time purchasers to seasoned investors. Founded with a dedication to exceptional customer service, we go above and beyond to support clients throughout the loan process and beyond, fostering lasting relationships. We offer a broad range of mortgage solutions to meet diverse needs, including: Conventional Mortgages: Competitive rates for borrowers with solid credit. Government-Backed Loan... view more
  • business profile image

    NMLS # 329451

    Chad Baker Team

    Hard/Private/Non-QM

    5.0 stars
    24 Reviews

    Hard/Private/Non-QM

    If you’re an investor looking for creative, flexible financing solutions that work for your specific situation, you need a lender who understands Non-QM lending inside and out. Let’s connect and discuss how I can help you secure the funding you need to grow your portfolio. What Sets Us Apart? ✅ The Industry Leader in Non-QM Lending CrossCountry Mortgage (CCM) is the largest retail mortgage lender in the Non-QM space—closing more Non-QM loans than any other lender. ✅ Better Pricing &... view more
  • business profile image

    NMLS # 1379810

    The MacIntyre Group

    Hard/Private/Non-QM

    Hard/Private/Non-QM

    I help real estate investors close more deals, scale faster, and secure the right financing—without the hassle of income verification. As a DSCR loan specialist, I make it easy for investors to qualify based on property cash flow, not tax returns. Whether you’re buying rentals, short-term rentals, or multifamily properties, I structure loans that fit your strategy and keep your portfolio growing. 🔹 No tax returns required – Qualify based on property cash flow 🔹 Financing for short-term... view more
  • business profile image

    NMLS # 1799947

    Beeline Loans, Inc

    Conventional & Gov.

    Hard/Private/Non-QM

    4.8 stars
    375 Reviews

    Conventional & Gov.

    Hard/Private/Non-QM

    As seen in Forbes and Money. Access the same loans the property tycoons use. Pain-free investment property loans for all kinds of situations, so you can watch that rent roll in. Tailored investor application - apply in less than 10 minutes. Fast, stress-free closing. view more
  • business profile image

    Hero Mortgages, LLC - DBA Timothy Hero

    Hard/Private/Non-QM

    5.0 stars
    2 Reviews
    1013 forum posts

    Hard/Private/Non-QM

    I've manage to broker over 350 DSCR/hard money loans in just my first few years of being in the industry. I keep a thin team, which consists of just one assistant. This allows me to keep costs down for borrowers. I've been featured on several podcast and written about by journalist for hitting nearly $60 million in volume in just my first 36 months. My number one focus has always been the lowest rates, which I've been able to produce time and time again, causing many repeat clients to c... view more
  • business profile image

    NMLS # 70876

    Patrick Roberts - MLO - Assurance Financial

    Conventional & Gov.

    Hard/Private/Non-QM

    5.0 stars
    8 Reviews
    825 forum posts

    Conventional & Gov.

    Hard/Private/Non-QM

    When it comes to mortgage lending, my goal is simple: to make getting a loan straightforward, transparent, and tailored to what matters to you. I offer the following loan options through Assurance Financial: -Conventional -DSCR -FHA -VA -NonQM (Bank Statement, 1099, P&L) -Construction (primary home only) For mortgage note and private lending solutions, please visit my company, Station 28 Capital, at https://www.station28capital.com. If you need financing for your next deal, wh... view more
  • business profile image

    HomeAbroad Loans

    Hard/Private/Non-QM

    Hard/Private/Non-QM

    HomeAbroad is a one-stop PropTech and FinTech platform that unlocks US real estate investment for global investors, offering specialized mortgage solutions without needing US credit history or residency, an AI-driven investment property search engine, local investor-friendly real estate agents, and end-to-end support (LLC formation, U.S. bank accounts, property management connections). view more
  • business profile image

    NMLS # 898795

    Dominion Financial Services

    Hard/Private/Non-QM

    4.6 stars
    334 Reviews

    Hard/Private/Non-QM

    Dominion Financial Services is a full-service lender for residential real estate financing with a full suite of competitive products including: 30-Year DSCR Rental Loans, Fix & Flip, Ground-Up Construction, & Multifamily Bridge. Founded in 2002, we are a privately owned firm known for our speed, service, and reliability. At Dominion Financial Services, we understand your business. We are real estate investors, too. In fact, we own a portfolio of over 780 properties and have dealt with the ... view more
Showing 21 - 29 of 29 South Carolina Lenders

South Carolina Mortgage Rates Today

How to Find a Lender in South Carolina


To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financing—like quick approvals for competitive markets—can reveal how well their services support quick, strategic property purchases.

In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.

Testimonials

"Found a lender who was able to offer exactly what I was looking for."

Jorge R.

"Beat our local broker by one percent! Thank you BP."

Pierre J.

"Easy to use and found a great Lender! Still going through the process but should close this week!"

John C.