Best South Carolina Mortgage Lenders
Browse 34 top-rated mortgage lenders in South Carolina as of June 22, 2025. See lender reviews, ratings, and investment specialties.
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NMLS # 2142653
Conventional & Gov.
Hard/Private/Non-QM
The David Greene Lending Team! Built by David himself, along with his partner, Christian Bachelder of Mortgage Mondays! The one stop shop for all your lending needs. From conventional loans to DSCR to hard money financing, we have it all! view more -
NMLS # 1933377
Conventional & Gov.
Hard/Private/Non-QM
We deliver investor-friendly financing FAST — Direct lending, no junk fees, & a 15-day close guarantee on Traditional Loans. TQL is your one-stop partner for Traditional & Non-Traditional Loan Products — from Conventional to DSCR, Short-Term Rental loans to Condotels, Rural properties, LLC vesting, and more. ✅ No lender fee Refi's for Returning Clients ✅ Access to All our Investor Resources ✅ Mission+ Purpose Driven Mortgage Lender ✅ Team of real estate investors who get it We'... view more -
Hard/Private/Non-QM
Base Requirements: - 700+ Credit - $200,000 As-Is Minimum Specializes in being a proven scaling mechanism for Real Estate Investors Nationwide. Wrapped-Interest Payments, Up to 90% LTV & Advanced Draws Available. At Above PAR Capital, our true investment is our clients. We cover Fix & Flips, Long-Term Holds, Ground-Up Construction, & Bridge Loans on almost anything Residential 1-4 Units. With our leverage-driven model, creative loan structuring, & dedicated team of experts - we’re... view more -
NMLS # 367411
Hard/Private/Non-QM
Park Place Finance is a nationwide direct private lender specializing in Fix and Flip, Bridge, DSCR, and Ground Up Construction loans. We offer same-day approvals and close in an average of 3-5 days, helping real estate investors secure funding quickly and efficiently. Borrowers benefit from competitive rates based on property location, experience, and credit. With a national reach, we provide endless opportunities to grow your portfolio. Over $1 Billion in funded loans Trusted by thou... view more -
Hard/Private/Non-QM
CapSource offers a broad array of lending solutions to facilitate your investment journey, no matter your level of experience. Whether you're aiming to acquire a property for renovation or to generate consistent income from rental units, CapSource is your reliable partner. What distinguishes us is our consultative and coaching approach. We're not merely lenders we're mentors, collaborating closely with you to devise a financial strategy tailored to your unique needs. Seize the opportunity ... view more -
NMLS # 110030
Conventional & Gov.
Committed to providing timely closings for homebuyers with tailored solutions for any situation. We offer a diverse array of mortgage products, and an unmatched dedication to exceptional service and building lasting client relationships. view more -
NMLS # 133519
Conventional & Gov.
Hard/Private/Non-QM
Not just any lender, theLender! 🌟 We're proud to boast a 4.8 Customer Satisfaction Rating, supported by over 1000 reviews from our satisfied clients. 🏆 Since 2019, our expertise in RESIDENTIAL INVESTMENT PROPERTY financing has led us to successfully fund over $9.4 billion in loans, helping more than 30,000 customers grow their real estate portfolios. 📈 At theLender, we recognize that unique financial needs require tailored solutions. That's why we offer a range of loan products desig... view more -
NMLS # 1647914
Hard/Private/Non-QM
LoanBidz specializes in BRRRR financing, including short-term fix & flip and long-term rental loans (DSCR) from $100k to $3M for real estate investors. We have helped over 3000 borrowers and funded over $700M in loans. LoanBidz.com, as an Exchange, has access to all the best private lending options available in the market. 650+ FICO requirement with a minimum of $25,000 in reserves available. We provide investment financing options for the purchase or refinance of non-owner-occupied single-fa... view more -
Hard/Private/Non-QM
Minimum loan amount of $50,000.00. Minimum FICO 660 Fix & Flip/Hold: Up To 90% LTC DSCR: Up to 80% LTV view more -
NMLS # 2590002
Hard/Private/Non-QM
Welcome to All Loans Funding, your go-to destination for real estate investment financing. Specializing in DSCR, Fix & Flip, Bridge, and Hard/Private Money Loans, we empower investors and property owners to achieve their financial goals with confidence. Our seasoned professionals offer personalized solutions tailored to your unique needs, whether you're a seasoned investor or a first-time buyer. With transparent communication and a commitment to excellence, we ensure your investment endeav... view more
South Carolina Mortgage Rates Today
How to Find a Lender in South Carolina
To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financing—like quick approvals for competitive markets—can reveal how well their services support quick, strategic property purchases.
In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.
Testimonials
"Found a lender who was able to offer exactly what I was looking for."
"Beat our local broker by one percent! Thank you BP."
"Easy to use and found a great Lender! Still going through the process but should close this week!"