I also explained to them multiple times, I save money by being both the contractor and investor on my projects.

A good deal is one that still works when you are wrong on a few things, not just when the spreadsheet is perfect, and your 150k plus 50k to a 260k value example is a solid way to explain it.

@Andrew Steffens I disagree. please explain how an owner can lose money on a triple net lease property where the lease terms state the terms of the 30 year lease in terms of fixed income. 

However, my high expectations/standards also explains why my last purchases were 4 years ago. 

Hire an attorney to explain the process to you.

Both tools work, but let me explain what they actually do and where most hosts get it wrong.THE BASICSPrice Labs (and Beyond Pricing, Wheelhouse, etc.) set your accommodation rate based on three numbers: min price, base price, max price.

It’s very common for investors to later refinance multiple properties into a single portfolio loan once cash flow is stabilized and the portfolio has a track record.A true portfolio loan can absolutely include properties that aren’t adjacent — even across different states — but lenders usually look for:Strong, stabilized cash flow across the entire portfolioCross-collateralization (the properties secure each other)Consistent DSCR and operating historyFewer, higher-quality assets versus a large scattered poolSome banks and private portfolio lenders will do this, but it’s more relationship-driven and less cookie-cutter than one-loan-per-property.The tradeoff I usually explain to investors:Portfolio loan: one payment, flexibility, cleaner balance sheet — but cross-default riskIndividual loans: more admin, but easier to sell or refinance properties one at a timeMost experienced investors I work with use individual loans early on and consolidate later when scale and stability justify it.Happy to answer questions from the lending side if helpful.

Its what I try to explain to my STR clients who are super stressed about spending money upfront for intentional curated STR design — its not your home — its a hotel property that deserves such.

Like "avoid realtor fees and showings" before explaining terms.

That might explain some of the softness in SFR rent growth, too.Looking ahead, I’m keeping a close eye on Q1.