The other day I noticed a large rip in the soft top of my Jeep Wrangler right after the landscapers left.

@Mark Welp I don't think most conventional 30 year prime residential loans are callable based on decreased equity but I don't know about sub-prime or other types of loans- I only know about the limited types of loans I actually hold.

I have noticed that renovated (turn-key) MFHs take a while longer to sell in OKC.There are other differences to to keep in mind, I'm here if you have any questions!

People who show up wanting a deal with leave without notice for a better deal.

Notice needs to be sent to the tenant so they know who to pay/contact for repairs etc. eviction moratorium info  https://drive.google.com/file/...

I had processor deliver the intent to occupy 60 day notice end of August.I followed up the other day with tenant and he said he needed more time.

You can search by company name, or an individual's name, to see if they're licensed here: https://nmlsconsumeraccess.org/If you just want to verify if there's even a company registered in California under the name they claim to be operating under, you can do that here: https://businesssearch.sos.ca.gov/Also, I just noticed in your second post the terms this company apparently offered you (100% financing, 6 months up to 30 years on any type of property at 4% interest). 

The nice thing about owning your own home, and having it paid for, when you retire is that expense decreases a lot.Do they have enough saved that they could take some of that money and invest it in a rental? 

Partnering with other investors may make it easier to scale your portfolio, it may also decrease your income.

Am trying to gauge if it makes sense to proceed or keep as is.Average ARV of properties: 140K-180KCurrent Loan Interest rates: 4%Refi ScenarioTotal Refi Cash amount: 68000 (Avg: 17K per property)Closing Cost that I will pay: 32600 (Avg: 8K per property)Monthly Payments: Total remains almost same due to lower interest ratesFifth property that I'll payoff may result in additional $400 per month cashflow.I notice all the loan amount getting increased by almost 7K more than what I'm getting cashout amount.Does it make sense to proceed with Refi cashout for these properties?