This first turn is simply the "getting it up to speed", and it sort of sounds like you budgeted for the unit rehab anyways. 

There will ultimately have to be some sort of reconciliation with landlords in the end.

Here's more:"In most states, the Housing Choice Voucher Section 8 Program will not pay the security deposit on a home or apartment selected by the family.

And based on Freddie's website it is people living in Freddie backed homes, so sort of unclear as to whether that means forbearance for their commercial borrowers.I spoke with my commercial lender (local bank holding deal on their balance sheet) about refi'ing my properties and he said everything with them is business as usual. 

Sort of finding an Investor Friendly Realtor for information, you can also go to your county Realtor Organization website and they have reports that you can download.

My question, has anyone ever approached a home builder for a VTB of sorts?

It's already been made clear Landlords can ask their lender for a temporary forbearance, or they can apply for an SBA loan (EIDL) if they need some sort of immediate economic relief from loss of rents -- this is already part of the $2T stimulus bill.

Though most figured some sort of market correction was coming, no one could have predicted this virus and everyone is suffering the consequences.

@James York Any rental I have ever had that has had a garbage disposal in there has always been some sort of issue that made me take it out.

Click on NETWORK and then select HARD MONEY LENDERS on the left side of your screen.