Except I would put 1 - 3% in crypto (BTC) as a hedge against inflation/dollar devaluation.  

Depending on how hot the market is you're in, you'd also be essentially devaluing your property in comparison to market comps.I'm curious to hear your thoughts!

Also teach them money is just another tool, but devalue its importance.

in buy and hold real estate you risk in a down turn is not devaluation of the asset per se. the only risk that presents is if you want to exit and you lose your downpayment money or have to stroke a check to exit.the risk to a buy and hold investor is stoppage of cash flow.. 

Or even worse the fed may print more money and devalue all the money we now have and earn.

The monetary response of the Fed does nothing to solve this, nor can it , and results in devaluing the currency and adding to the eventual hyperinflation.

They're just CYAs ...I would only buy a house like this if it were seriously de-valued, like by more than 20%.

So if you have values go low because of this upset in the world their assets have just devalued along with everyone else's ..

Devaluation of paper currency.

My predictions for a couple of scenarios:Corona increases > second shut down > More unemployment > more loan forbearances > flood of business bankruptcy's and loan defaults > banks have big problem > fed bails out banks > some banks fail > real estate prices stay the same or go up until early 2021 > Fed will probably do another cares act and extent forbearance period > then it is possible the dollar will continue to devalue > then inflation will occur > real estate prices will go way up as dollar becomes worthless and banks fail > central banks switch from us dollar to Crypto > politically, either way the election goes we will have instability and unrest.