And with voucher programs (Section 8 included), the income becomes even more predictable.My philosophy:Only sell if the property is a problem child or the equity is trapped.Everything else gets refinanced and held. 

Im thinking of doing it.uote from @Rissa Collins: Not sure what anyone's problem is with John Jackson's program, but I have had it for a couple years and use it all the time.

Same for 2-years of job/income stability.Tenant Default: 10-20% probability of eviction or early lease termination.Section 8: Class C rents usually meet program requirements, proper screening still recommended.Vacancies: 10-20%, depending on market conditions and tenant screening.Cashflow vs Appreciation: Should cashflow immediately, at the lower end of relative rent & value appreciation.Class D Properties:Tenant Pool: Majority of FICO scores under 560, little to no good tradelines, lots of collections & chargeoffs, but should have no convictions/evictions in last 12 months.

Up until the 70’s anyone brokering real estate in CO had to have a law degree, but there weren’t enough lawyers for the number of real estate transactions so they came up with standard contracts and a separate licensing program for agents.

But in this city, your financing strategy can make or break your deal.Here’s what investors should know about buying, selling, and financing property in Chicago right now.Why Chicago Remains a Strong Market for Real Estate InvestorsChicago offers a combination you rarely find in other major metros:• Affordable entry points• Strong rental demand• Older properties with consistent value-add potential• Diverse neighborhoods suited for nearly every investment strategy• Appraisal upside in revitalizing areasNeighborhoods like Avondale, Bronzeville, North Center, Uptown, Albany Park, Portage Park, and Rogers Park continue to offer a mix of appreciation + cash flow opportunities.Financing Determines Your Strategy — Here Are the Top Programs Investors Use:1.

Guru's pitching programs that are one size fits all are no longer worth the investment - and we all see plenty of them being pitched on social media. 

What kind of loans or programs should I look into as a first-time buyer?

Section 8 gets a bad reputation, but most of the horror stories come from investors who never learned how the program actually works.

We’re trying to figure out whether this refi makes sense strategically for long-term wealth building given our goals, the current rate environment, and the lender’s program terms.Are we on the right track by considering this Refi?

For a first-time buyer looking to pick up a fourplex with 3.5% down, your best fit is usually an FHA loan — it’s one of the only programs that allows low down payments on 2–4 unit properties as long as you plan to live in one of the units.