Will I need to have a CPA present at settlement?

Horror Stories from those that did NOT Understand What they were Buying:https://www.biggerpockets.com/forums/48/topics/1137397-baltimore-a-path-to-never-ending-painhttps://www.biggerpockets.com/forums/432/topics/1231840-sell-at-a-loss-or-rent-at-a-losshttps://www.biggerpockets.com/forums/311/topics/840134-memphis-turnkey-tenant-turnover-costshttps://www.biggerpockets.com/forums/963/topics/1195280-experience-of-oos-investing-in-cleveland-after-15-yearsThanks, Drew — I really appreciate the detailed breakdown and the framework connecting property class, tenant pool, and expected outcomes.

Otherwise the selling agent and closing agent don't know for sure you are telling them the correct information for the closing closing disclosure/settlement statement. 

FYI, litigators handle everything up until the actual trial and have settlement as their goal.

@Margot BaldwinThey may be at a stage of their business where they are only working with larger/more established investors/businesses.You can still get some value even if you don't use them for the tax return.They can provide you the framework of additional items that may be deductible that you didn't think about before.Amanda Han, a partner at Keystone, wrote a tax book for real estate investors a couple years ago. 

I don’t disagree with the math, and I think your framework is directionally correct when the goal is maximizing returns on deployed capital.Where I think we may be talking past each other is that I’m not making the case that unleveraged real estate outperforms the S&P on a pure return basis.

The city recently moved toward a more flexible zoning framework that allows ADUs by right in far more residential zones than before, removes many of the parking and owner-occupancy requirements that used to be barriers, and generally simplifies the approval path so homeowners don’t have to go through multiple layers of variances and hearings.

.- Maintain proper records, such as contracts, settlement statements, etc.- Additionally, you can track income and expenses consistently using software or spreadsheets.As you scale, if bookkeeping isn't fun for you, consider hiring a bookkeeper.

Liquidity conditions are improving, and risk premiums are tightening, signaling a constructive tone for rate-sensitive assets.Addison, Allen, Anna, Azle, Batch Springs, Bedford, Benbrook, Burleson, Cedar Hill, Celina, Cleburne, Colleyville, Coppell, Corinth, Crowley, DeSoto, Duncanville, Ennis, Euless, Farmers Branch, Fate, Flower Mound, Forest Hill, Forney, Glenn Heights, Grapevine, Greenville, Haltom City, Highland Village, Hurst, Keller, Lancaster, Little Elm, Mansfield, Midlothian, Mineral Wells, Murphy, North Richland Hills, Prosper, Red Oak, Rockwall, Rowlett, Royse City, Sachse, Saginaw, Seagoville, Southlake, Terrell, The Colony, Trophy Club, University Park, Watauga, Waxahachie, Weatherford, White Settlement, Wylie, Dallas, Fort Worth, Plano, Irving, Garland, Grand Prairie, McKinney, Frisco, Mesquite, Carrollton, Denton, Richardson, Lewisville, or Arlington

Pennsylvania Purchase Price $450,000 on 4 unitRate 6.249. 30 year fixed- 5 year PPPMortage Broker Fee.  12,323.00Underwriting fee 1795.00Document prep fee 195.00appraisal fee 805.00credit report 200.00entity review fee 495.00appraisal review fee 250.00title closing protection letter 125.00endorsement fee 100.00endorsement fee 100.00endorment fee 100.00title settlement agent fee 255.00lenders title insurance 3157.00tax status research fee 30.00recording fee for deed 93.00recording mortgage fee 142.75tax city county stamp deed 2250.00tax state stamp deed 2250.00prepaid interest 1,047.00property taxes 1,334.00Title owners title insurance 565.30ESTIMATED REQUIRED FUNDS OR CASHBACKSales contract price 450,000borrower closing costs 32,022.00Total due from borrowers- 482,022.00Loan Amount 360,000Seller credits 4,500.00other credits 9,000total credits (seller and others) 13,500Total due from borrower 482,022.00Less total mortgage loans and total credits 373,500.00First mortgage P and I- 2216.35Homeowners Insurance 200.00Property taxes 667.00Total monthly payment 3083.35