You could have the applicants use TransUnions SmartMove:https://www.mysmartmove.com/?

@Mason Vitalis I agree that cap rates aren't applicable for house hacks, but I'd suggest going forward you mention that you're viewing it through a HH lens.

Key filters to set:Location: City, zip code, or specific neighborhoodsProperty Type: Single-family, multifamily (duplex, triplex, fourplex), commercial, land, etc.Price Range: Minimum and maximum budgetRental Income (for Investors): Minimum acceptable rent for cash flow dealsCap Rate / Cash-on-Cash Return (if available)BRRRR Strategy: Look for distressed properties.Foreclosures, Pre-Foreclosures, Auctions (if applicable)Days on Market: Target listings sitting for 60, 90, or 120+ days for motivated sellersKeyword Search: Terms like “motivated seller,” “needs TLC,” “fixer-upper,” “as-is,” or “must sell”Once you define your criteria, set alerts across multiple platforms to maximize deal flow.2.

Get it rented as quickly as you can to honest applicants.

I usually shoot for being just a tad bit under market rent to get more interest & then just Vet all the applicants 

In the past month I've reviewed two applications with derogatory remarks related to student loans.

Why not just make it simple enough to outsmart the software?

HELOCs on investments could be applicable but these programs are not widely available qualification is usually not asset based

For building your foundation, especially systems and software, I highly recommend looking into Baselane.It's excellent for new property management businesses because it offers: * Seamless Rent Collection: Easy online payments for tenants. * Integrated Banking: Dedicated bank accounts for your properties, simplifying finances. * Clear Accounting: Straightforward tracking of income and expenses, great for taxes and reporting.Getting your financial and rent collection systems solid from day one is crucial, and Baselane excels there.

Is your DSCR ratio greater than 1-meaning are you cash flowing (according to the lender's criteria of mortgage, property taxes and insurance (and HOA) if applicable).