Size, purchase price, renovation history, and your tax situation matter just as much as the asset type.Where we tend to see the strongest results are properties with a decent basis and some complexity, such as multifamily, self-storage, medical, light industrial, and even short-term rentals if they’re large enough.

To a commercial lender since I started DSCR was a more complex calculation for commercial loans.

At this point it is not about maximizing profit but its only about minimizing damage and protecting liquidity.At 75 DOM with minimal showings, the market is likely telling you it’s a pricing issue more than a features issue.

I do not use nearly as much of the security features since I don't live there anymore. 

I've financed ~600 multifamily units across 3 large apartment complexes located in the Dakotas (Williston, Dickinson) and Wyoming (Gillette). 

Unit is more aged features, worn out carpet, something to that effect.

In a market like Huntsville, the MF numbers can look attractive on paper, but I think it’s still worth underwriting a few duplexes and 4-plexes conservatively and seeing whether the added complexity is actually compensated with better returns and downside protection.

Plan to build another small (approx 25 units) apartment complex next year.

Hi everyone,My name is Marcos, and I’m based in Sarasota, FL.I’m starting a new venture focused on high-end custom interiors, including architectural woodwork, built-ins, wall panels and stone feature walls.Although I’m new as an entrepreneur in this specific market, I have hands-on experience in the trade and a strong background in custom execution and premium finishes.

Officially a featured lender as of today.