With the government shutdown, nearly half the IRS workforce is furloughed.

And having the press and the government promoting forbearance like its a constitutional right really throws a wrench into the works.

I'll be looking for an agent to help narrow it down, as well as understanding them from the government websites.

Your coverage requirements may also be governed by your loan documents and what the lender requires.

It's the first Tuesday of every month at 630p at Red Stick Social on Government St in midcity.

Conventional Loan – The Classic RouteDown Payment: 5–20%Key Benefit: Lower long-term costs, no live-in requirementTrade-off: Stricter underwriting and higher credit standardsThis is the path for those with steady income and savings, offering long-term control without government insurance fees.4.

Flood insurance is an interesting one right now as the ongoing government shutdown has shut off National Flood Insurance Program (NFIP) policies.

Governments will always use war as a last resort under financial pressure.  

With the government shutdown delaying key economic reports like CPI and Nonfarm Payrolls, policymakers are operating with limited visibility.

The ongoing government shutdown has delayed key data, so the next Fed meeting on October 29 could bring more uncertainty (and potential volatility for rates).🛍️ Retail Sales Cool in September, But Yearly Gains HoldAfter two strong months, retail spending slowed in September — but annual sales remain healthy, led by online shopping, sporting goods, and apparel.📊 Bottom line: Consumer spending is still holding up, which helps keep the economy afloat — but softer data like this supports the case for lower rates ahead.📅 What’s Coming Up This WeekWith the shutdown still affecting government reports, inflation, retail sales, and housing starts are likely to be delayed.