NARR is the national organization which provides the certification infrastructure to state-level certification organizations. 

It takes a certain level of QB knowledge to set it up correctly.

If you have a loan from your 401k, yes, you are paying interest back to yourself, but the real estate returns aren't guaranteed at the same level of the diversified funds will over years of compounding.

That level of attention can ultimately drive better occupancy and fewer issues long term, even without the slick branding of a larger firm.

.• Structured maintenance intake: Tenants submit requests through a simple form or portal that forces photos, description, and urgency level.

I agree with your point about the low level required to be an accredited investor.

I use manager on my STRs and self manage the LTRs, but I would think using a manager on each would result in similar level of efforts.  

A steady pace is best for clear thinking, running numbers and having a moderate stress level without over stressing.That has been my experience.Best of Luck.

It's hard for investors to pencil small multi-family.if you have a 2 year window, then I suggest buying a split level house and putting in a kitchen down stairs.

For investors with Section 8 / Housing Choice Voucher (HCV) properties in Indianapolis, there has been an important update that may impact rent projections, renewals, and acquisition strategy.Indianapolis Housing Agency has adjusted Section 8 payment standards.Payment standards are now ZIP-code based and, in many areas, lower than prior standards.Why this matters for owners and buyers:Maximum allowable rents can now vary significantly by ZIP code, even for similar unitsSome landlords may experience lower renewal amountsPreviously viable deals may not pencil out the same under new standardsUnderwriting based on older metro-wide payment assumptions may be inaccurateItems investors may want to review:Current payment standards for each ZIP code where you own or plan to buyUpcoming lease renewals and possible rent adjustmentsRehab budgets vs. post-inspection rent limitsWhich Marion County ZIP codes still support strong cash flow under updated standardsStrategic implications:ZIP-code-level analysis is now critical when evaluating Section 8 acquisitionsInvestors may need to shift focus toward locations with more favorable payment standardsLong-term hold strategies for 2026 and beyond should reflect these adjustmentsPosting this for awareness and discussion.