Over the last little while, I’ve been working on a tool for myself that takes a property address and some basic financing terms, pulls in data (schools, crime, rents, comps, etc.), and then runs the numbers for investment metrics like IRR, cap rate, cash flow, DSCR into a simple 10-year view with a rough Buy  / Pass style recommendation.

You can read all the details for yourself here:Why Viceroy Research is Short on Arbor Realty TrustBelow are some snippets that are included to link this report to individuals and entities that have promoted here or have had investors discuss the investment here so when people search for them they can find this data."

But, maybe that is just the way this particular lender integrates data... 

It makes the first conversation more grounded and saves a lot of time on the follow-up side.Curious — are you seeing data quality matter more than market selection right now, or does one clearly outperform the other for you? 

With rates higher and sell-through slower, those days on market add up fast.What's worked for us: build in a 10-15% contingency buffer on every rehab estimate (not 5%), be conservative on ARV comps, and stress-test the deal against a longer hold timeline than you expect.

───What I Built (and What It Actually Shows)I'm pulling daily data from Realtor.com across 30+ Metro Detroit cities, running every listing through a standardized underwriting model (20% down, 30yr fixed at current rates, Rentometer rent comps, 8% vacancy, 10% maintenance), and serving it through a dashboard at michigan.stelux.ai/dashboard.Current features:Market Pulse — 30-day trend charts for pass rate, best CoC, average price, inventory.

Short-Term Priority (Next 12–18 Months): Strengthen Your Financial BaseYour financial advisor gave solid guidance — build your 3–6-month emergency fund first.That buffer will reduce stress, protect you from short-term setbacks, and give lenders confidence later.A few ideas:Use your seasonal income and any bonuses or tax refunds to accelerate that emergency fund.Continue to max your employer match in your 403(b), but don’t overfund retirement accounts at the expense of liquidity.Explore budget automation (auto-transfer a set % of each paycheck to savings).🏡 3.

Most counties publish tax delinquent data somewhere  usually the auditor or treasurer website.

If you are considering rebalancing your portfolio to include more physical property, I am here to help you navigate that transition with data and local insight.

We partner with a statewide short-term rental management company that has properties nearby to give us on the ground performance data to compare with the STR performance data online.