For example, according to law, lack of a functioning heater may make a home uninhabitable in California. 

Make sure you get all the ram and the largest hard rice you think you will need because neither are upgradable in the new MacBook Pros

As part of that equation, you have to have a plan for financing otherwise, you won't know what cash flow you will be able to achieve, as that is a function of the interest rate and amortization period. 

@Odie Ayaga:We wanted to set and drive strategy, which was owned by the marketing function at our companies.

Overvalued' is not a function of absolute prices only, one needs a comparison variable (typically income) to normalize prices by, to determine if something is overvalued.

Unfortunately, PMs are so bad in Wenatchee, the owner/DB of 1 of the 4 largest brokerages here begged me to get licensed as a PM with her firm so she would have someone to recommend her clients to. 

Turnover cost is your largest cost.

People prescribed emotional support animals still function at work.

You only pull money out when/if you decide to, & functions like a credit card.

BWI Meetup is one of the largest but MAREIA, and Baltimore REIA are also good groups.