So obvious it’s AI, it makes them look dumb not smart.

.- Hard money loans are asset-based: approval is driven by equity, LTV, and ARV rather than personal credit or income.- Many lenders care more about the exit strategy (refinance or resale) than immigration status.- The borrower typically needs a valid way to hold title (personal name, LLC, or entity) and sign loan docs.- Some lenders may still ask for an SSN/ITIN or legal residency proof, but plenty work with foreign nationals or nontraditional cases.In short, the deal itself is almost always the deciding factor with hard money.

Stadium & Entertainment: Atrium Health Ballpark brings foot traffic and drives short-term rental appeal.Attraction Growth: Proximity to breweries, trails, and new retail makes it increasingly desirable for both renters and buyers.Investor Takeaway: High-demand suburban & lifestyle-driven markets are commanding top rents, while affordable pockets like Kannapolis and Lincolnton offer strong growth potential.

Hopefully this will help.Proper Insurance: Offers comprehensive coverage specifically tailored for short-term rentals, including replacement cost coverage and robust liability protection.Allstate: Offers HostAdvantage, a home-sharing insurance program designed to supplement existing homeowners policies for short-term rentals.CBIZ: Specializes in vacation rental insurance with wide-ranging coverage, particularly suitable for homes with additional amenities.Foremost Insurance: Known for its comprehensive vacation rental insurance policies, making it a top choice for many property owners.Obie: Stands out for its focus on short-term rentals, offering tailored policies for this specific market.Steadily: Provides vacation rental property insurance that can be customized to fit the unique needs of short-term rental owners.RentalGuardian: Offers specialized short-term rental insurance products, including options for both property and liability coverage.InsuraGuest: Provides technology-driven insurance solutions specifically designed for the hospitality industry, including vacation rentals.

When I write an offer for an investor client, I keep it simple and numbers-driven.

Fortunately have PMs, AI agents, etc.

Are you mostly leaning into family/group demand, or do wedding/venue-driven bookings play a big role too?

I also co-founded a proptech startup called nëdl Ai, focused on predictive analytics for off-market multifamily.A few ways I’m looking to connect here:Collaborate with other operators, lenders, and developersShare lessons from brokerage, investing, and running deals hands-onLearn from those ahead of me on the development and scaling curveAlways down to trade stories, deal ideas, or war wounds from old buildings and new spreadsheets.

There is no perfect solution because AI can't be programmed to do it - people are involved and people need to be CONSTANTLY trained, motivated and monitored!

There's one way that AI really can help - putting the listing description, the area and so forth can really make a difference when you're laser focused on the right retail buyer, investor or even renter if the market really is frozen.