A judgment based on uncovered conduct, by contrast, is often uncollectible and functionally just a piece of paper.

Clean, functional, rent-ready beats “cheap with potential.”4.

@Andrew C. 1) If she meets the qualifications for REPS, the rental losses will be nonpassive and can offset any type of income.2) The functionality of Series LLCs differs from state to state, since some states do not recognize the Series LLC structure.

You are paying top dollar and as soon as you drive off the lot it may depreciate especially if there are brand new alternatives for sale and things still break or don't function even early on. 

If cabinets are functional, they stay.

maybe a holding tank, but that is more like every 3 months. a properly functioning septic could go many years without pumping, Here in Wisconsin Law dictates it mist be pumped and inspected every 3 years, so it is important to know your local rules regarding septics. 

The property is one of a dozen townhomes that have the exact same layout, and all of them function as STRs.

Investment yields are a function of risk, effort and barriers to entry.

Long-term tenants don’t necessarily want “more house” they want the right layout.Families don’t need 2,000 sq ft, but they absolutely need:• 3 bedrooms• decent storage• functional kitchen• good schools or stable neighborhoodSquare footage matters less than livability.Rule of thumbIf the price-to-rent ratio is similar, the best rental is usually:3 bed / 1–2 bath / 1,200–1,500 sq ftIt has the lowest expenses, broadest tenant pool, and longest stays.

Credits can cover points and a lot of the transactional friction that usually eats into your reserves.For anyone trying to stack doors in 2026 without draining their liquidity, this structure is surprisingly efficient.2) DSCR HELOCs (yes — on rental properties, even in an LLC)This is the one that’s turning a lot of heads.It functions like a true HELOC, but under DSCR guidelines:Up to 70% CLTVNo seasoningNo prepayment penaltiesInterest-only revolving lineApproval based on rents — not personal income or DTIBeing able to tap equity on rentals without refinancing the first mortgage has been a huge lever for investors trying to expand faster.If anyone wants to compare notes or talk through how these structures might fit into different portfolio strategies, feel free to reach out or drop a comment.