I'm really thinking of just buying the first few properties under my personal name, and just getting an umbrella policy.At least, I can start this way, and like @Darrell Shepherd says, restructure in the future after I get a few properties under my name.Was this the way you ultimately went ahead with, @Jonathan Gregori ?

The subject property is currently listed for sale The existing mortgage is a “restructured mortgage” Transactions in which a portion of the proceeds of the refinance is used to pay off the outstanding balance on an installment land contract regardless of the date the installment land contract was executed.

@Edward RuecaYes no way you can buy $800k house with equity..You can try going to a mortgage broker who can restructure your current loan with the income property and obtain a new loan for primary residence.. tricky part is you will likely not have a trailing 12 rental history which is what the lender would want to see..

It is passive (once you buy) but of course requires some cash to get into it.I love buying notes as the income is passive, I buy at discounts to get very nice yields, and I can hold them, flip them, and even restructure them.Of course, this is off topic from the this thread, so check out some note buying threads if that sounds intresting to you.

By setting appropriate expectations, we can ensure a smooth and successful investment journey.When it comes to syndications, there are unique challenges in exiting or restructuring investments due to diverse investor expectations.

Restructuring a loan is extremely difficult to do and is subject to each lender's rules (i.e. the investor who owns the paper) so I wouldn't rely on it.

Many are going through financial restructuring, which is evident with you saying there may be a special assessment.

Tenant was acquired with property upon closing(they have lived in their unit for 2+ years with on time payments). Their previous lease includes a portion of storage in the basement with laundry access(also in basement...

As a result one holdout can delay or even kill the sale of a property, the restructuring of a note, or any number of specified significant events not in the ordinary course of business operations.  

So I was thinking of a strategy to restructure and make that difference up.......I too have been think this through for a little while but even more so this year.