The capacity load on our washer is also larger than the laundromats smaller machine.

Just start with your long term goal - skip the other stuff as you obviously have the capacity. 

The line has $275 million of capacity, down from its original size of $1.55 billion.Write to Peter Grant at [email protected]

Additionally, there were blockages that prohibited the kitchen sink, bathroom sink and toilet from operating a full capacity.

The capacity load on our washer is also larger than the laundromats smaller machine.

It’s because having cash available doesn’t not necessarily mean the borrower has the credit CAPACITY to obtain a loan.  

This is really for the sole purpose of needing answers on compliance issues that may come up- non- negotiable:  I must be allowed by brokerage to also be a mortgage loan originator and be compensate for, I am NOT sending my business to broker owners lender when I as the agent can show up in that capacity. 

.☐ Run high-capacity dehumidifiers: Run continuously to bring humidity below 50%.☐ Use fans and ventilation: Open windows and run box fans, blowers, and heaters to speed up drying.☐ Remove wet materials: Pull out soaked carpet, insulation, drywall, and anything organic.3.

The loan is based on the rental property's cash flow.Beyond the basic debt coverage calculation (typically requiring 1.25x or higher), successful investors focus on:Property selection specifically suited to DSCR parameters (favor steady cash flow over appreciation potential)Pre-purchase strategies to enhance day-one cash flow (tenant improvements, minor renovations prior to appraisal)Strategic entity structuring to maximize borrowing capacity across multiple lendersRelationship development with loan officers rather than purely transactional approachesDocumentation systems proving property performance beyond standard financialsOne particularly effective technique is using shorter-term rentals (STR) in markets with clear seasonal patterns to establish higher revenue for DSCR calculations, then transitioning to annual leases for management efficiency once financing is secured.Another strategy gaining traction is portfolio-level DSCR products, allowing cross-collateralization.

Ironically, they also used a CPA in a consulting capacity to make sure they were filing correctly using TurboTax - at that point I feel like they should have just had the CPA do the return!